LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,803
−HK$9,833/mo
▼ 0.25% · 3.875%
HK$161,681
−HK$4,955/mo
Today · 4.125%
HK$166,636
baseline
▲ 0.50% · 4.625%
HK$176,776
+HK$10,140/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$333,272/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,442
−HK$9,425/mo
▼ 0.25% · 3.875%
HK$179,120
−HK$4,747/mo
Today · 4.125%
HK$183,867
baseline
▲ 0.50% · 4.625%
HK$193,558
+HK$9,691/mo
Deposit HK$34.38M · loan HK$34.38M · min. income ≈ HK$367,734/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,164
−HK$11,799/mo
▼ 0.25% · 3.875%
HK$194,017
−HK$5,946/mo
Today · 4.125%
HK$199,963
baseline
▲ 0.50% · 4.625%
HK$212,131
+HK$12,168/mo
Deposit HK$27.51M · loan HK$41.26M · min. income ≈ HK$399,926/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,330
−HK$11,310/mo
▼ 0.25% · 3.875%
HK$214,945
−HK$5,695/mo
Today · 4.125%
HK$220,640
baseline
▲ 0.50% · 4.625%
HK$232,270
+HK$11,630/mo
Deposit HK$27.51M · loan HK$41.26M · min. income ≈ HK$441,280/mo (50% DSR)
Upfront cash ≈ HK$30.43M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,525
−HK$13,766/mo
▼ 0.25% · 3.875%
HK$226,353
−HK$6,938/mo
Today · 4.125%
HK$233,291
baseline
▲ 0.50% · 4.625%
HK$247,486
+HK$14,195/mo
Deposit HK$20.63M · loan HK$48.14M · min. income ≈ HK$466,582/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,219
−HK$13,194/mo
▼ 0.25% · 3.875%
HK$250,769
−HK$6,644/mo
Today · 4.125%
HK$257,413
baseline
▲ 0.50% · 4.625%
HK$270,982
+HK$13,569/mo
Deposit HK$20.63M · loan HK$48.14M · min. income ≈ HK$514,826/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,246
−HK$17,699/mo
▼ 0.25% · 3.875%
HK$291,025
−HK$8,920/mo
Today · 4.125%
HK$299,945
baseline
▲ 0.50% · 4.625%
HK$318,196
+HK$18,251/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$599,890/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$313,996
−HK$16,964/mo
▼ 0.25% · 3.875%
HK$322,417
−HK$8,543/mo
Today · 4.125%
HK$330,960
baseline
▲ 0.50% · 4.625%
HK$348,405
+HK$17,445/mo
Deposit HK$6.88M · loan HK$61.89M · min. income ≈ HK$661,920/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,922,539 · Scale 2, in force from 26 Feb 2026)