LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,683
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,171
−HK$496/mo
Today · 4.125%
HK$16,667
baseline
▲ 0.50% · 4.625%
HK$17,681
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,334/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,448
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,916
−HK$474/mo
Today · 4.125%
HK$18,390
baseline
▲ 0.50% · 4.625%
HK$19,360
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,780/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,820
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,406
−HK$594/mo
Today · 4.125%
HK$20,000
baseline
▲ 0.50% · 4.625%
HK$21,217
+HK$1,217/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,000/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,937
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,499
−HK$569/mo
Today · 4.125%
HK$22,068
baseline
▲ 0.50% · 4.625%
HK$23,232
+HK$1,164/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,136/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,957
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,640
−HK$694/mo
Today · 4.125%
HK$23,334
baseline
▲ 0.50% · 4.625%
HK$24,753
+HK$1,419/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,668/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,427
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,082
−HK$664/mo
Today · 4.125%
HK$25,746
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,358/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,492/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,230
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,108
−HK$892/mo
Today · 4.125%
HK$30,000
baseline
▲ 0.50% · 4.625%
HK$31,826
+HK$1,826/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,000/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,406
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,248
−HK$855/mo
Today · 4.125%
HK$33,103
baseline
▲ 0.50% · 4.625%
HK$34,847
+HK$1,744/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,206/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,338 · Scale 2, in force from 26 Feb 2026)