LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,869
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$161,748
−HK$4,958/mo
Today · 4.125%
HK$166,706
baseline
▲ 0.50% · 4.625%
HK$176,850
+HK$10,144/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$333,412/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,515
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$179,196
−HK$4,748/mo
Today · 4.125%
HK$183,944
baseline
▲ 0.50% · 4.625%
HK$193,640
+HK$9,696/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$367,888/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,243
−HK$11,804/mo
▼ 0.25% · 3.875%
HK$194,098
−HK$5,949/mo
Today · 4.125%
HK$200,047
baseline
▲ 0.50% · 4.625%
HK$212,220
+HK$12,173/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$400,094/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,418
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$215,035
−HK$5,697/mo
Today · 4.125%
HK$220,732
baseline
▲ 0.50% · 4.625%
HK$232,367
+HK$11,635/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$441,464/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,617
−HK$13,771/mo
▼ 0.25% · 3.875%
HK$226,448
−HK$6,940/mo
Today · 4.125%
HK$233,388
baseline
▲ 0.50% · 4.625%
HK$247,590
+HK$14,202/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$466,776/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,321
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$250,874
−HK$6,647/mo
Today · 4.125%
HK$257,521
baseline
▲ 0.50% · 4.625%
HK$271,095
+HK$13,574/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$515,042/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,364
−HK$17,707/mo
▼ 0.25% · 3.875%
HK$291,147
−HK$8,924/mo
Today · 4.125%
HK$300,071
baseline
▲ 0.50% · 4.625%
HK$318,329
+HK$18,258/mo
Deposit HK$6.88M · loan HK$61.91M · min. income ≈ HK$600,142/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,127
−HK$16,972/mo
▼ 0.25% · 3.875%
HK$322,552
−HK$8,547/mo
Today · 4.125%
HK$331,099
baseline
▲ 0.50% · 4.625%
HK$348,551
+HK$17,452/mo
Deposit HK$6.88M · loan HK$61.91M · min. income ≈ HK$662,198/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,764 · Scale 2, in force from 26 Feb 2026)