LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,687
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,175
−HK$496/mo
Today · 4.125%
HK$16,671
baseline
▲ 0.50% · 4.625%
HK$17,685
+HK$1,014/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,342/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,452
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,920
−HK$474/mo
Today · 4.125%
HK$18,394
baseline
▲ 0.50% · 4.625%
HK$19,364
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,788/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,824
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$19,410
−HK$595/mo
Today · 4.125%
HK$20,005
baseline
▲ 0.50% · 4.625%
HK$21,222
+HK$1,217/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,010/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,942
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,503
−HK$570/mo
Today · 4.125%
HK$22,073
baseline
▲ 0.50% · 4.625%
HK$23,237
+HK$1,164/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,146/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,962
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,645
−HK$694/mo
Today · 4.125%
HK$23,339
baseline
▲ 0.50% · 4.625%
HK$24,759
+HK$1,420/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$46,678/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,432
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,087
−HK$665/mo
Today · 4.125%
HK$25,752
baseline
▲ 0.50% · 4.625%
HK$27,110
+HK$1,358/mo
Deposit HK$2.06M · loan HK$4.82M · min. income ≈ HK$51,504/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,236
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,115
−HK$892/mo
Today · 4.125%
HK$30,007
baseline
▲ 0.50% · 4.625%
HK$31,833
+HK$1,826/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$60,014/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,413
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,255
−HK$855/mo
Today · 4.125%
HK$33,110
baseline
▲ 0.50% · 4.625%
HK$34,855
+HK$1,745/mo
Deposit HK$688K · loan HK$6.19M · min. income ≈ HK$66,220/mo (50% DSR)
Upfront cash ≈ HK$894K (deposit + AVD stamp duty HK$206,384 · Scale 2, in force from 26 Feb 2026)