LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,872
−HK$9,838/mo
▼ 0.25% · 3.875%
HK$161,752
−HK$4,958/mo
Today · 4.125%
HK$166,710
baseline
▲ 0.50% · 4.625%
HK$176,854
+HK$10,144/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$333,420/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,519
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$179,199
−HK$4,749/mo
Today · 4.125%
HK$183,948
baseline
▲ 0.50% · 4.625%
HK$193,644
+HK$9,696/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$367,896/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,247
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$194,102
−HK$5,950/mo
Today · 4.125%
HK$200,052
baseline
▲ 0.50% · 4.625%
HK$212,224
+HK$12,172/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$400,104/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,423
−HK$11,314/mo
▼ 0.25% · 3.875%
HK$215,039
−HK$5,698/mo
Today · 4.125%
HK$220,737
baseline
▲ 0.50% · 4.625%
HK$232,373
+HK$11,636/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$441,474/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,621
−HK$13,773/mo
▼ 0.25% · 3.875%
HK$226,453
−HK$6,941/mo
Today · 4.125%
HK$233,394
baseline
▲ 0.50% · 4.625%
HK$247,595
+HK$14,201/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$466,788/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,327
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$250,879
−HK$6,648/mo
Today · 4.125%
HK$257,527
baseline
▲ 0.50% · 4.625%
HK$271,101
+HK$13,574/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$515,054/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,370
−HK$17,707/mo
▼ 0.25% · 3.875%
HK$291,154
−HK$8,923/mo
Today · 4.125%
HK$300,077
baseline
▲ 0.50% · 4.625%
HK$318,336
+HK$18,259/mo
Deposit HK$6.88M · loan HK$61.92M · min. income ≈ HK$600,154/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,134
−HK$16,972/mo
▼ 0.25% · 3.875%
HK$322,559
−HK$8,547/mo
Today · 4.125%
HK$331,106
baseline
▲ 0.50% · 4.625%
HK$348,559
+HK$17,453/mo
Deposit HK$6.88M · loan HK$61.92M · min. income ≈ HK$662,212/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,828 · Scale 2, in force from 26 Feb 2026)