LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,877
−HK$9,837/mo
▼ 0.25% · 3.875%
HK$161,757
−HK$4,957/mo
Today · 4.125%
HK$166,714
baseline
▲ 0.50% · 4.625%
HK$176,859
+HK$10,145/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$333,428/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,524
−HK$9,429/mo
▼ 0.25% · 3.875%
HK$179,205
−HK$4,748/mo
Today · 4.125%
HK$183,953
baseline
▲ 0.50% · 4.625%
HK$193,649
+HK$9,696/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$367,906/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,252
−HK$11,805/mo
▼ 0.25% · 3.875%
HK$194,108
−HK$5,949/mo
Today · 4.125%
HK$200,057
baseline
▲ 0.50% · 4.625%
HK$212,230
+HK$12,173/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$400,114/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,429
−HK$11,315/mo
▼ 0.25% · 3.875%
HK$215,045
−HK$5,699/mo
Today · 4.125%
HK$220,744
baseline
▲ 0.50% · 4.625%
HK$232,379
+HK$11,635/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$441,488/mo (50% DSR)
Upfront cash ≈ HK$30.44M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,628
−HK$13,772/mo
▼ 0.25% · 3.875%
HK$226,459
−HK$6,941/mo
Today · 4.125%
HK$233,400
baseline
▲ 0.50% · 4.625%
HK$247,602
+HK$14,202/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$466,800/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,334
−HK$13,200/mo
▼ 0.25% · 3.875%
HK$250,886
−HK$6,648/mo
Today · 4.125%
HK$257,534
baseline
▲ 0.50% · 4.625%
HK$271,109
+HK$13,575/mo
Deposit HK$20.64M · loan HK$48.16M · min. income ≈ HK$515,068/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,378
−HK$17,708/mo
▼ 0.25% · 3.875%
HK$291,162
−HK$8,924/mo
Today · 4.125%
HK$300,086
baseline
▲ 0.50% · 4.625%
HK$318,345
+HK$18,259/mo
Deposit HK$6.88M · loan HK$61.92M · min. income ≈ HK$600,172/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,143
−HK$16,972/mo
▼ 0.25% · 3.875%
HK$322,568
−HK$8,547/mo
Today · 4.125%
HK$331,115
baseline
▲ 0.50% · 4.625%
HK$348,569
+HK$17,454/mo
Deposit HK$6.88M · loan HK$61.92M · min. income ≈ HK$662,230/mo (50% DSR)
Upfront cash ≈ HK$9.80M (deposit + AVD stamp duty HK$2,923,911 · Scale 2, in force from 26 Feb 2026)