LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,899
−HK$9,839/mo
▼ 0.25% · 3.875%
HK$161,779
−HK$4,959/mo
Today · 4.125%
HK$166,738
baseline
▲ 0.50% · 4.625%
HK$176,883
+HK$10,145/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$333,476/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,548
−HK$9,431/mo
▼ 0.25% · 3.875%
HK$179,230
−HK$4,749/mo
Today · 4.125%
HK$183,979
baseline
▲ 0.50% · 4.625%
HK$193,676
+HK$9,697/mo
Deposit HK$34.40M · loan HK$34.40M · min. income ≈ HK$367,958/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,279
−HK$11,806/mo
▼ 0.25% · 3.875%
HK$194,135
−HK$5,950/mo
Today · 4.125%
HK$200,085
baseline
▲ 0.50% · 4.625%
HK$212,260
+HK$12,175/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$400,170/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,458
−HK$11,316/mo
▼ 0.25% · 3.875%
HK$215,076
−HK$5,698/mo
Today · 4.125%
HK$220,774
baseline
▲ 0.50% · 4.625%
HK$232,412
+HK$11,638/mo
Deposit HK$27.52M · loan HK$41.28M · min. income ≈ HK$441,548/mo (50% DSR)
Upfront cash ≈ HK$30.45M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,658
−HK$13,775/mo
▼ 0.25% · 3.875%
HK$226,491
−HK$6,942/mo
Today · 4.125%
HK$233,433
baseline
▲ 0.50% · 4.625%
HK$247,637
+HK$14,204/mo
Deposit HK$20.64M · loan HK$48.17M · min. income ≈ HK$466,866/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,368
−HK$13,202/mo
▼ 0.25% · 3.875%
HK$250,922
−HK$6,648/mo
Today · 4.125%
HK$257,570
baseline
▲ 0.50% · 4.625%
HK$271,147
+HK$13,577/mo
Deposit HK$20.64M · loan HK$48.17M · min. income ≈ HK$515,140/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,418
−HK$17,710/mo
▼ 0.25% · 3.875%
HK$291,203
−HK$8,925/mo
Today · 4.125%
HK$300,128
baseline
▲ 0.50% · 4.625%
HK$318,390
+HK$18,262/mo
Deposit HK$6.88M · loan HK$61.93M · min. income ≈ HK$600,256/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,187
−HK$16,975/mo
▼ 0.25% · 3.875%
HK$322,613
−HK$8,549/mo
Today · 4.125%
HK$331,162
baseline
▲ 0.50% · 4.625%
HK$348,618
+HK$17,456/mo
Deposit HK$6.88M · loan HK$61.93M · min. income ≈ HK$662,324/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,924,321 · Scale 2, in force from 26 Feb 2026)