LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,941
−HK$9,841/mo
▼ 0.25% · 3.875%
HK$161,823
−HK$4,959/mo
Today · 4.125%
HK$166,782
baseline
▲ 0.50% · 4.625%
HK$176,931
+HK$10,149/mo
Deposit HK$34.41M · loan HK$34.41M · min. income ≈ HK$333,564/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,595
−HK$9,433/mo
▼ 0.25% · 3.875%
HK$179,278
−HK$4,750/mo
Today · 4.125%
HK$184,028
baseline
▲ 0.50% · 4.625%
HK$193,728
+HK$9,700/mo
Deposit HK$34.41M · loan HK$34.41M · min. income ≈ HK$368,056/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,329
−HK$11,810/mo
▼ 0.25% · 3.875%
HK$194,187
−HK$5,952/mo
Today · 4.125%
HK$200,139
baseline
▲ 0.50% · 4.625%
HK$212,317
+HK$12,178/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$400,278/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,514
−HK$11,319/mo
▼ 0.25% · 3.875%
HK$215,133
−HK$5,700/mo
Today · 4.125%
HK$220,833
baseline
▲ 0.50% · 4.625%
HK$232,474
+HK$11,641/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$441,666/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,717
−HK$13,778/mo
▼ 0.25% · 3.875%
HK$226,552
−HK$6,943/mo
Today · 4.125%
HK$233,495
baseline
▲ 0.50% · 4.625%
HK$247,703
+HK$14,208/mo
Deposit HK$20.65M · loan HK$48.18M · min. income ≈ HK$466,990/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,433
−HK$13,206/mo
▼ 0.25% · 3.875%
HK$250,989
−HK$6,650/mo
Today · 4.125%
HK$257,639
baseline
▲ 0.50% · 4.625%
HK$271,220
+HK$13,581/mo
Deposit HK$20.65M · loan HK$48.18M · min. income ≈ HK$515,278/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,493
−HK$17,715/mo
▼ 0.25% · 3.875%
HK$291,281
−HK$8,927/mo
Today · 4.125%
HK$300,208
baseline
▲ 0.50% · 4.625%
HK$318,475
+HK$18,267/mo
Deposit HK$6.88M · loan HK$61.94M · min. income ≈ HK$600,416/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,271
−HK$16,979/mo
▼ 0.25% · 3.875%
HK$322,700
−HK$8,550/mo
Today · 4.125%
HK$331,250
baseline
▲ 0.50% · 4.625%
HK$348,711
+HK$17,461/mo
Deposit HK$6.88M · loan HK$61.94M · min. income ≈ HK$662,500/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,103 · Scale 2, in force from 26 Feb 2026)