LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,953
−HK$9,842/mo
▼ 0.25% · 3.875%
HK$161,835
−HK$4,960/mo
Today · 4.125%
HK$166,795
baseline
▲ 0.50% · 4.625%
HK$176,944
+HK$10,149/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$333,590/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,608
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$179,291
−HK$4,751/mo
Today · 4.125%
HK$184,042
baseline
▲ 0.50% · 4.625%
HK$193,743
+HK$9,701/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$368,084/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,343
−HK$11,811/mo
▼ 0.25% · 3.875%
HK$194,202
−HK$5,952/mo
Today · 4.125%
HK$200,154
baseline
▲ 0.50% · 4.625%
HK$212,333
+HK$12,179/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$400,308/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,530
−HK$11,320/mo
▼ 0.25% · 3.875%
HK$215,149
−HK$5,701/mo
Today · 4.125%
HK$220,850
baseline
▲ 0.50% · 4.625%
HK$232,491
+HK$11,641/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$441,700/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,734
−HK$13,779/mo
▼ 0.25% · 3.875%
HK$226,569
−HK$6,944/mo
Today · 4.125%
HK$233,513
baseline
▲ 0.50% · 4.625%
HK$247,722
+HK$14,209/mo
Deposit HK$20.65M · loan HK$48.18M · min. income ≈ HK$467,026/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,452
−HK$13,206/mo
▼ 0.25% · 3.875%
HK$251,008
−HK$6,650/mo
Today · 4.125%
HK$257,658
baseline
▲ 0.50% · 4.625%
HK$271,240
+HK$13,582/mo
Deposit HK$20.65M · loan HK$48.18M · min. income ≈ HK$515,316/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,515
−HK$17,716/mo
▼ 0.25% · 3.875%
HK$291,303
−HK$8,928/mo
Today · 4.125%
HK$300,231
baseline
▲ 0.50% · 4.625%
HK$318,499
+HK$18,268/mo
Deposit HK$6.88M · loan HK$61.95M · min. income ≈ HK$600,462/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,295
−HK$16,980/mo
▼ 0.25% · 3.875%
HK$322,724
−HK$8,551/mo
Today · 4.125%
HK$331,275
baseline
▲ 0.50% · 4.625%
HK$348,737
+HK$17,462/mo
Deposit HK$6.88M · loan HK$61.95M · min. income ≈ HK$662,550/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,323 · Scale 2, in force from 26 Feb 2026)