LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,964
−HK$9,843/mo
▼ 0.25% · 3.875%
HK$161,846
−HK$4,961/mo
Today · 4.125%
HK$166,807
baseline
▲ 0.50% · 4.625%
HK$176,957
+HK$10,150/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$333,614/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,621
−HK$9,434/mo
▼ 0.25% · 3.875%
HK$179,304
−HK$4,751/mo
Today · 4.125%
HK$184,055
baseline
▲ 0.50% · 4.625%
HK$193,757
+HK$9,702/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$368,110/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,356
−HK$11,812/mo
▼ 0.25% · 3.875%
HK$194,215
−HK$5,953/mo
Today · 4.125%
HK$200,168
baseline
▲ 0.50% · 4.625%
HK$212,348
+HK$12,180/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$400,336/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,545
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$215,165
−HK$5,701/mo
Today · 4.125%
HK$220,866
baseline
▲ 0.50% · 4.625%
HK$232,508
+HK$11,642/mo
Deposit HK$27.53M · loan HK$41.30M · min. income ≈ HK$441,732/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,749
−HK$13,780/mo
▼ 0.25% · 3.875%
HK$226,585
−HK$6,944/mo
Today · 4.125%
HK$233,529
baseline
▲ 0.50% · 4.625%
HK$247,739
+HK$14,210/mo
Deposit HK$20.65M · loan HK$48.19M · min. income ≈ HK$467,058/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,469
−HK$13,208/mo
▼ 0.25% · 3.875%
HK$251,025
−HK$6,652/mo
Today · 4.125%
HK$257,677
baseline
▲ 0.50% · 4.625%
HK$271,259
+HK$13,582/mo
Deposit HK$20.65M · loan HK$48.19M · min. income ≈ HK$515,354/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,535
−HK$17,717/mo
▼ 0.25% · 3.875%
HK$291,323
−HK$8,929/mo
Today · 4.125%
HK$300,252
baseline
▲ 0.50% · 4.625%
HK$318,522
+HK$18,270/mo
Deposit HK$6.88M · loan HK$61.95M · min. income ≈ HK$600,504/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,317
−HK$16,982/mo
▼ 0.25% · 3.875%
HK$322,747
−HK$8,552/mo
Today · 4.125%
HK$331,299
baseline
▲ 0.50% · 4.625%
HK$348,762
+HK$17,463/mo
Deposit HK$6.88M · loan HK$61.95M · min. income ≈ HK$662,598/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,530 · Scale 2, in force from 26 Feb 2026)