LTV · monthly repayment
▼ 0.50% · 3.625%
HK$156,971
−HK$9,844/mo
▼ 0.25% · 3.875%
HK$161,854
−HK$4,961/mo
Today · 4.125%
HK$166,815
baseline
▲ 0.50% · 4.625%
HK$176,965
+HK$10,150/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$333,630/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,629
−HK$9,435/mo
▼ 0.25% · 3.875%
HK$179,312
−HK$4,752/mo
Today · 4.125%
HK$184,064
baseline
▲ 0.50% · 4.625%
HK$193,766
+HK$9,702/mo
Deposit HK$34.42M · loan HK$34.42M · min. income ≈ HK$368,128/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,365
−HK$11,813/mo
▼ 0.25% · 3.875%
HK$194,225
−HK$5,953/mo
Today · 4.125%
HK$200,178
baseline
▲ 0.50% · 4.625%
HK$212,358
+HK$12,180/mo
Deposit HK$27.54M · loan HK$41.30M · min. income ≈ HK$400,356/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,555
−HK$11,321/mo
▼ 0.25% · 3.875%
HK$215,175
−HK$5,701/mo
Today · 4.125%
HK$220,876
baseline
▲ 0.50% · 4.625%
HK$232,519
+HK$11,643/mo
Deposit HK$27.54M · loan HK$41.30M · min. income ≈ HK$441,752/mo (50% DSR)
Upfront cash ≈ HK$30.46M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,760
−HK$13,781/mo
▼ 0.25% · 3.875%
HK$226,595
−HK$6,946/mo
Today · 4.125%
HK$233,541
baseline
▲ 0.50% · 4.625%
HK$247,751
+HK$14,210/mo
Deposit HK$20.65M · loan HK$48.19M · min. income ≈ HK$467,082/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,480
−HK$13,209/mo
▼ 0.25% · 3.875%
HK$251,037
−HK$6,652/mo
Today · 4.125%
HK$257,689
baseline
▲ 0.50% · 4.625%
HK$271,272
+HK$13,583/mo
Deposit HK$20.65M · loan HK$48.19M · min. income ≈ HK$515,378/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,548
−HK$17,718/mo
▼ 0.25% · 3.875%
HK$291,337
−HK$8,929/mo
Today · 4.125%
HK$300,266
baseline
▲ 0.50% · 4.625%
HK$318,537
+HK$18,271/mo
Deposit HK$6.88M · loan HK$61.96M · min. income ≈ HK$600,532/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,332
−HK$16,982/mo
▼ 0.25% · 3.875%
HK$322,762
−HK$8,552/mo
Today · 4.125%
HK$331,314
baseline
▲ 0.50% · 4.625%
HK$348,778
+HK$17,464/mo
Deposit HK$6.88M · loan HK$61.96M · min. income ≈ HK$662,628/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,925,669 · Scale 2, in force from 26 Feb 2026)