LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,699
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,187
−HK$496/mo
Today · 4.125%
HK$16,683
baseline
▲ 0.50% · 4.625%
HK$17,698
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,366/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,465
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,933
−HK$475/mo
Today · 4.125%
HK$18,408
baseline
▲ 0.50% · 4.625%
HK$19,378
+HK$970/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,816/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,838
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,424
−HK$596/mo
Today · 4.125%
HK$20,020
baseline
▲ 0.50% · 4.625%
HK$21,238
+HK$1,218/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,040/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,957
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,520
−HK$570/mo
Today · 4.125%
HK$22,090
baseline
▲ 0.50% · 4.625%
HK$23,254
+HK$1,164/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,180/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,978
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,662
−HK$694/mo
Today · 4.125%
HK$23,356
baseline
▲ 0.50% · 4.625%
HK$24,777
+HK$1,421/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,712/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,450
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,106
−HK$665/mo
Today · 4.125%
HK$25,771
baseline
▲ 0.50% · 4.625%
HK$27,130
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,542/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,257
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,136
−HK$893/mo
Today · 4.125%
HK$30,029
baseline
▲ 0.50% · 4.625%
HK$31,857
+HK$1,828/mo
Deposit HK$688K · loan HK$6.20M · min. income ≈ HK$60,058/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,436
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,279
−HK$856/mo
Today · 4.125%
HK$33,135
baseline
▲ 0.50% · 4.625%
HK$34,881
+HK$1,746/mo
Deposit HK$688K · loan HK$6.20M · min. income ≈ HK$66,270/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,538 · Scale 2, in force from 26 Feb 2026)