LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,700
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,189
−HK$496/mo
Today · 4.125%
HK$16,685
baseline
▲ 0.50% · 4.625%
HK$17,700
+HK$1,015/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,370/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,466
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,935
−HK$475/mo
Today · 4.125%
HK$18,410
baseline
▲ 0.50% · 4.625%
HK$19,381
+HK$971/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,820/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,840
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,426
−HK$596/mo
Today · 4.125%
HK$20,022
baseline
▲ 0.50% · 4.625%
HK$21,240
+HK$1,218/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$40,044/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,960
−HK$1,132/mo
▼ 0.25% · 3.875%
HK$21,522
−HK$570/mo
Today · 4.125%
HK$22,092
baseline
▲ 0.50% · 4.625%
HK$23,257
+HK$1,165/mo
Deposit HK$2.75M · loan HK$4.13M · min. income ≈ HK$44,184/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,980
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,664
−HK$695/mo
Today · 4.125%
HK$23,359
baseline
▲ 0.50% · 4.625%
HK$24,780
+HK$1,421/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,718/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,109
−HK$665/mo
Today · 4.125%
HK$25,774
baseline
▲ 0.50% · 4.625%
HK$27,133
+HK$1,359/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,548/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,261
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$29,140
−HK$893/mo
Today · 4.125%
HK$30,033
baseline
▲ 0.50% · 4.625%
HK$31,860
+HK$1,827/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,066/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,698/mo
▼ 0.25% · 3.875%
HK$32,283
−HK$855/mo
Today · 4.125%
HK$33,138
baseline
▲ 0.50% · 4.625%
HK$34,885
+HK$1,747/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,276/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$206,560 · Scale 2, in force from 26 Feb 2026)