LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,035
−HK$9,847/mo
▼ 0.25% · 3.875%
HK$161,919
−HK$4,963/mo
Today · 4.125%
HK$166,882
baseline
▲ 0.50% · 4.625%
HK$177,036
+HK$10,154/mo
Deposit HK$34.43M · loan HK$34.43M · min. income ≈ HK$333,764/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,699
−HK$9,439/mo
▼ 0.25% · 3.875%
HK$179,385
−HK$4,753/mo
Today · 4.125%
HK$184,138
baseline
▲ 0.50% · 4.625%
HK$193,844
+HK$9,706/mo
Deposit HK$34.43M · loan HK$34.43M · min. income ≈ HK$368,276/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,441
−HK$11,817/mo
▼ 0.25% · 3.875%
HK$194,303
−HK$5,955/mo
Today · 4.125%
HK$200,258
baseline
▲ 0.50% · 4.625%
HK$212,444
+HK$12,186/mo
Deposit HK$27.55M · loan HK$41.32M · min. income ≈ HK$400,516/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,639
−HK$11,326/mo
▼ 0.25% · 3.875%
HK$215,262
−HK$5,703/mo
Today · 4.125%
HK$220,965
baseline
▲ 0.50% · 4.625%
HK$232,613
+HK$11,648/mo
Deposit HK$27.55M · loan HK$41.32M · min. income ≈ HK$441,930/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,848
−HK$13,787/mo
▼ 0.25% · 3.875%
HK$226,687
−HK$6,948/mo
Today · 4.125%
HK$233,635
baseline
▲ 0.50% · 4.625%
HK$247,851
+HK$14,216/mo
Deposit HK$20.66M · loan HK$48.21M · min. income ≈ HK$467,270/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,579
−HK$13,214/mo
▼ 0.25% · 3.875%
HK$251,139
−HK$6,654/mo
Today · 4.125%
HK$257,793
baseline
▲ 0.50% · 4.625%
HK$271,382
+HK$13,589/mo
Deposit HK$20.66M · loan HK$48.21M · min. income ≈ HK$515,586/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,662
−HK$17,726/mo
▼ 0.25% · 3.875%
HK$291,455
−HK$8,933/mo
Today · 4.125%
HK$300,388
baseline
▲ 0.50% · 4.625%
HK$318,665
+HK$18,277/mo
Deposit HK$6.89M · loan HK$61.98M · min. income ≈ HK$600,776/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,459
−HK$16,989/mo
▼ 0.25% · 3.875%
HK$322,892
−HK$8,556/mo
Today · 4.125%
HK$331,448
baseline
▲ 0.50% · 4.625%
HK$348,919
+HK$17,471/mo
Deposit HK$6.89M · loan HK$61.98M · min. income ≈ HK$662,896/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,926,851 · Scale 2, in force from 26 Feb 2026)