LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,041
−HK$9,848/mo
▼ 0.25% · 3.875%
HK$161,926
−HK$4,963/mo
Today · 4.125%
HK$166,889
baseline
▲ 0.50% · 4.625%
HK$177,044
+HK$10,155/mo
Deposit HK$34.43M · loan HK$34.43M · min. income ≈ HK$333,778/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,707
−HK$9,438/mo
▼ 0.25% · 3.875%
HK$179,392
−HK$4,753/mo
Today · 4.125%
HK$184,145
baseline
▲ 0.50% · 4.625%
HK$193,852
+HK$9,707/mo
Deposit HK$34.43M · loan HK$34.43M · min. income ≈ HK$368,290/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,449
−HK$11,818/mo
▼ 0.25% · 3.875%
HK$194,311
−HK$5,956/mo
Today · 4.125%
HK$200,267
baseline
▲ 0.50% · 4.625%
HK$212,452
+HK$12,185/mo
Deposit HK$27.55M · loan HK$41.32M · min. income ≈ HK$400,534/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,648
−HK$11,326/mo
▼ 0.25% · 3.875%
HK$215,271
−HK$5,703/mo
Today · 4.125%
HK$220,974
baseline
▲ 0.50% · 4.625%
HK$232,622
+HK$11,648/mo
Deposit HK$27.55M · loan HK$41.32M · min. income ≈ HK$441,948/mo (50% DSR)
Upfront cash ≈ HK$30.47M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,857
−HK$13,787/mo
▼ 0.25% · 3.875%
HK$226,696
−HK$6,948/mo
Today · 4.125%
HK$233,644
baseline
▲ 0.50% · 4.625%
HK$247,861
+HK$14,217/mo
Deposit HK$20.66M · loan HK$48.21M · min. income ≈ HK$467,288/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,589
−HK$13,215/mo
▼ 0.25% · 3.875%
HK$251,149
−HK$6,655/mo
Today · 4.125%
HK$257,804
baseline
▲ 0.50% · 4.625%
HK$271,393
+HK$13,589/mo
Deposit HK$20.66M · loan HK$48.21M · min. income ≈ HK$515,608/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,674
−HK$17,726/mo
▼ 0.25% · 3.875%
HK$291,467
−HK$8,933/mo
Today · 4.125%
HK$300,400
baseline
▲ 0.50% · 4.625%
HK$318,679
+HK$18,279/mo
Deposit HK$6.89M · loan HK$61.98M · min. income ≈ HK$600,800/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,472
−HK$16,990/mo
▼ 0.25% · 3.875%
HK$322,906
−HK$8,556/mo
Today · 4.125%
HK$331,462
baseline
▲ 0.50% · 4.625%
HK$348,934
+HK$17,472/mo
Deposit HK$6.89M · loan HK$61.98M · min. income ≈ HK$662,924/mo (50% DSR)
Upfront cash ≈ HK$9.81M (deposit + AVD stamp duty HK$2,926,971 · Scale 2, in force from 26 Feb 2026)