LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,063
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,949
−HK$4,963/mo
Today · 4.125%
HK$166,912
baseline
▲ 0.50% · 4.625%
HK$177,069
+HK$10,157/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$333,824/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,731
−HK$9,440/mo
▼ 0.25% · 3.875%
HK$179,417
−HK$4,754/mo
Today · 4.125%
HK$184,171
baseline
▲ 0.50% · 4.625%
HK$193,879
+HK$9,708/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$368,342/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,476
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,338
−HK$5,957/mo
Today · 4.125%
HK$200,295
baseline
▲ 0.50% · 4.625%
HK$212,482
+HK$12,187/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$400,590/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,677
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,301
−HK$5,705/mo
Today · 4.125%
HK$221,006
baseline
▲ 0.50% · 4.625%
HK$232,655
+HK$11,649/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$442,012/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,888
−HK$13,789/mo
▼ 0.25% · 3.875%
HK$226,728
−HK$6,949/mo
Today · 4.125%
HK$233,677
baseline
▲ 0.50% · 4.625%
HK$247,896
+HK$14,219/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$467,354/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,624
−HK$13,216/mo
▼ 0.25% · 3.875%
HK$251,184
−HK$6,656/mo
Today · 4.125%
HK$257,840
baseline
▲ 0.50% · 4.625%
HK$271,431
+HK$13,591/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$515,680/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,714
−HK$17,728/mo
▼ 0.25% · 3.875%
HK$291,508
−HK$8,934/mo
Today · 4.125%
HK$300,442
baseline
▲ 0.50% · 4.625%
HK$318,723
+HK$18,281/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$600,884/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,516
−HK$16,992/mo
▼ 0.25% · 3.875%
HK$322,951
−HK$8,557/mo
Today · 4.125%
HK$331,508
baseline
▲ 0.50% · 4.625%
HK$348,983
+HK$17,475/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$663,016/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,383 · Scale 2, in force from 26 Feb 2026)