LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,068
−HK$9,849/mo
▼ 0.25% · 3.875%
HK$161,953
−HK$4,964/mo
Today · 4.125%
HK$166,917
baseline
▲ 0.50% · 4.625%
HK$177,074
+HK$10,157/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$333,834/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,736
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,423
−HK$4,754/mo
Today · 4.125%
HK$184,177
baseline
▲ 0.50% · 4.625%
HK$193,885
+HK$9,708/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$368,354/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,481
−HK$11,820/mo
▼ 0.25% · 3.875%
HK$194,344
−HK$5,957/mo
Today · 4.125%
HK$200,301
baseline
▲ 0.50% · 4.625%
HK$212,488
+HK$12,187/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$400,602/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,683
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,307
−HK$5,705/mo
Today · 4.125%
HK$221,012
baseline
▲ 0.50% · 4.625%
HK$232,662
+HK$11,650/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$442,024/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,895
−HK$13,789/mo
▼ 0.25% · 3.875%
HK$226,735
−HK$6,949/mo
Today · 4.125%
HK$233,684
baseline
▲ 0.50% · 4.625%
HK$247,903
+HK$14,219/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$467,368/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,631
−HK$13,216/mo
▼ 0.25% · 3.875%
HK$251,192
−HK$6,655/mo
Today · 4.125%
HK$257,847
baseline
▲ 0.50% · 4.625%
HK$271,439
+HK$13,592/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$515,694/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,722
−HK$17,729/mo
▼ 0.25% · 3.875%
HK$291,516
−HK$8,935/mo
Today · 4.125%
HK$300,451
baseline
▲ 0.50% · 4.625%
HK$318,733
+HK$18,282/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$600,902/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,525
−HK$16,993/mo
▼ 0.25% · 3.875%
HK$322,961
−HK$8,557/mo
Today · 4.125%
HK$331,518
baseline
▲ 0.50% · 4.625%
HK$348,993
+HK$17,475/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$663,036/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,467 · Scale 2, in force from 26 Feb 2026)