LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,071
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$161,957
−HK$4,964/mo
Today · 4.125%
HK$166,921
baseline
▲ 0.50% · 4.625%
HK$177,078
+HK$10,157/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$333,842/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,740
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,427
−HK$4,754/mo
Today · 4.125%
HK$184,181
baseline
▲ 0.50% · 4.625%
HK$193,890
+HK$9,709/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$368,362/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,486
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,349
−HK$5,956/mo
Today · 4.125%
HK$200,305
baseline
▲ 0.50% · 4.625%
HK$212,494
+HK$12,189/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$400,610/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,688
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,312
−HK$5,705/mo
Today · 4.125%
HK$221,017
baseline
▲ 0.50% · 4.625%
HK$232,667
+HK$11,650/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$442,034/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,900
−HK$13,790/mo
▼ 0.25% · 3.875%
HK$226,740
−HK$6,950/mo
Today · 4.125%
HK$233,690
baseline
▲ 0.50% · 4.625%
HK$247,909
+HK$14,219/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$467,380/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,637
−HK$13,217/mo
▼ 0.25% · 3.875%
HK$251,198
−HK$6,656/mo
Today · 4.125%
HK$257,854
baseline
▲ 0.50% · 4.625%
HK$271,445
+HK$13,591/mo
Deposit HK$20.66M · loan HK$48.22M · min. income ≈ HK$515,708/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,729
−HK$17,729/mo
▼ 0.25% · 3.875%
HK$291,523
−HK$8,935/mo
Today · 4.125%
HK$300,458
baseline
▲ 0.50% · 4.625%
HK$318,740
+HK$18,282/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$600,916/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,533
−HK$16,993/mo
▼ 0.25% · 3.875%
HK$322,968
−HK$8,558/mo
Today · 4.125%
HK$331,526
baseline
▲ 0.50% · 4.625%
HK$349,001
+HK$17,475/mo
Deposit HK$6.89M · loan HK$61.99M · min. income ≈ HK$663,052/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,538 · Scale 2, in force from 26 Feb 2026)