LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,072
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$161,958
−HK$4,964/mo
Today · 4.125%
HK$166,922
baseline
▲ 0.50% · 4.625%
HK$177,079
+HK$10,157/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$333,844/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,741
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,428
−HK$4,754/mo
Today · 4.125%
HK$184,182
baseline
▲ 0.50% · 4.625%
HK$193,890
+HK$9,708/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$368,364/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,487
−HK$11,819/mo
▼ 0.25% · 3.875%
HK$194,350
−HK$5,956/mo
Today · 4.125%
HK$200,306
baseline
▲ 0.50% · 4.625%
HK$212,495
+HK$12,189/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$400,612/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,689
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,313
−HK$5,705/mo
Today · 4.125%
HK$221,018
baseline
▲ 0.50% · 4.625%
HK$232,668
+HK$11,650/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$442,036/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,901
−HK$13,790/mo
▼ 0.25% · 3.875%
HK$226,741
−HK$6,950/mo
Today · 4.125%
HK$233,691
baseline
▲ 0.50% · 4.625%
HK$247,910
+HK$14,219/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$467,382/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,638
−HK$13,217/mo
▼ 0.25% · 3.875%
HK$251,199
−HK$6,656/mo
Today · 4.125%
HK$257,855
baseline
▲ 0.50% · 4.625%
HK$271,447
+HK$13,592/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$515,710/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,730
−HK$17,730/mo
▼ 0.25% · 3.875%
HK$291,524
−HK$8,936/mo
Today · 4.125%
HK$300,460
baseline
▲ 0.50% · 4.625%
HK$318,742
+HK$18,282/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$600,920/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,534
−HK$16,993/mo
▼ 0.25% · 3.875%
HK$322,970
−HK$8,557/mo
Today · 4.125%
HK$331,527
baseline
▲ 0.50% · 4.625%
HK$349,003
+HK$17,476/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$663,054/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,551 · Scale 2, in force from 26 Feb 2026)