LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,074
−HK$9,850/mo
▼ 0.25% · 3.875%
HK$161,960
−HK$4,964/mo
Today · 4.125%
HK$166,924
baseline
▲ 0.50% · 4.625%
HK$177,081
+HK$10,157/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$333,848/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,743
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,430
−HK$4,754/mo
Today · 4.125%
HK$184,184
baseline
▲ 0.50% · 4.625%
HK$193,893
+HK$9,709/mo
Deposit HK$34.44M · loan HK$34.44M · min. income ≈ HK$368,368/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,489
−HK$11,820/mo
▼ 0.25% · 3.875%
HK$194,352
−HK$5,957/mo
Today · 4.125%
HK$200,309
baseline
▲ 0.50% · 4.625%
HK$212,497
+HK$12,188/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$400,618/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,692
−HK$11,329/mo
▼ 0.25% · 3.875%
HK$215,316
−HK$5,705/mo
Today · 4.125%
HK$221,021
baseline
▲ 0.50% · 4.625%
HK$232,671
+HK$11,650/mo
Deposit HK$27.55M · loan HK$41.33M · min. income ≈ HK$442,042/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,904
−HK$13,789/mo
▼ 0.25% · 3.875%
HK$226,744
−HK$6,949/mo
Today · 4.125%
HK$233,693
baseline
▲ 0.50% · 4.625%
HK$247,913
+HK$14,220/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$467,386/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,641
−HK$13,217/mo
▼ 0.25% · 3.875%
HK$251,202
−HK$6,656/mo
Today · 4.125%
HK$257,858
baseline
▲ 0.50% · 4.625%
HK$271,450
+HK$13,592/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$515,716/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,733
−HK$17,730/mo
▼ 0.25% · 3.875%
HK$291,528
−HK$8,935/mo
Today · 4.125%
HK$300,463
baseline
▲ 0.50% · 4.625%
HK$318,746
+HK$18,283/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$600,926/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,538
−HK$16,993/mo
▼ 0.25% · 3.875%
HK$322,974
−HK$8,557/mo
Today · 4.125%
HK$331,531
baseline
▲ 0.50% · 4.625%
HK$349,007
+HK$17,476/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$663,062/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,586 · Scale 2, in force from 26 Feb 2026)