LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,087
−HK$9,851/mo
▼ 0.25% · 3.875%
HK$161,973
−HK$4,965/mo
Today · 4.125%
HK$166,938
baseline
▲ 0.50% · 4.625%
HK$177,096
+HK$10,158/mo
Deposit HK$34.45M · loan HK$34.45M · min. income ≈ HK$333,876/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,758
−HK$9,441/mo
▼ 0.25% · 3.875%
HK$179,445
−HK$4,754/mo
Today · 4.125%
HK$184,199
baseline
▲ 0.50% · 4.625%
HK$193,909
+HK$9,710/mo
Deposit HK$34.45M · loan HK$34.45M · min. income ≈ HK$368,398/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,505
−HK$11,820/mo
▼ 0.25% · 3.875%
HK$194,368
−HK$5,957/mo
Today · 4.125%
HK$200,325
baseline
▲ 0.50% · 4.625%
HK$212,515
+HK$12,190/mo
Deposit HK$27.56M · loan HK$41.33M · min. income ≈ HK$400,650/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,709
−HK$11,330/mo
▼ 0.25% · 3.875%
HK$215,334
−HK$5,705/mo
Today · 4.125%
HK$221,039
baseline
▲ 0.50% · 4.625%
HK$232,691
+HK$11,652/mo
Deposit HK$27.56M · loan HK$41.33M · min. income ≈ HK$442,078/mo (50% DSR)
Upfront cash ≈ HK$30.48M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,922
−HK$13,791/mo
▼ 0.25% · 3.875%
HK$226,763
−HK$6,950/mo
Today · 4.125%
HK$233,713
baseline
▲ 0.50% · 4.625%
HK$247,934
+HK$14,221/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$467,426/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,661
−HK$13,218/mo
▼ 0.25% · 3.875%
HK$251,223
−HK$6,656/mo
Today · 4.125%
HK$257,879
baseline
▲ 0.50% · 4.625%
HK$271,472
+HK$13,593/mo
Deposit HK$20.67M · loan HK$48.22M · min. income ≈ HK$515,758/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,757
−HK$17,731/mo
▼ 0.25% · 3.875%
HK$291,552
−HK$8,936/mo
Today · 4.125%
HK$300,488
baseline
▲ 0.50% · 4.625%
HK$318,772
+HK$18,284/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$600,976/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,564
−HK$16,995/mo
▼ 0.25% · 3.875%
HK$323,001
−HK$8,558/mo
Today · 4.125%
HK$331,559
baseline
▲ 0.50% · 4.625%
HK$349,036
+HK$17,477/mo
Deposit HK$6.89M · loan HK$62.00M · min. income ≈ HK$663,118/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,927,830 · Scale 2, in force from 26 Feb 2026)