LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,710
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,199
−HK$496/mo
Today · 4.125%
HK$16,695
baseline
▲ 0.50% · 4.625%
HK$17,711
+HK$1,016/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,390/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,478
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,946
−HK$476/mo
Today · 4.125%
HK$18,422
baseline
▲ 0.50% · 4.625%
HK$19,393
+HK$971/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,844/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,852
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,439
−HK$596/mo
Today · 4.125%
HK$20,035
baseline
▲ 0.50% · 4.625%
HK$21,254
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$40,070/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,973
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,536
−HK$570/mo
Today · 4.125%
HK$22,106
baseline
▲ 0.50% · 4.625%
HK$23,271
+HK$1,165/mo
Deposit HK$2.76M · loan HK$4.13M · min. income ≈ HK$44,212/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,994
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,679
−HK$695/mo
Today · 4.125%
HK$23,374
baseline
▲ 0.50% · 4.625%
HK$24,796
+HK$1,422/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,748/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,469
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,125
−HK$665/mo
Today · 4.125%
HK$25,790
baseline
▲ 0.50% · 4.625%
HK$27,150
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,580/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,278
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,158
−HK$894/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,880
+HK$1,828/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,460
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,303
−HK$856/mo
Today · 4.125%
HK$33,159
baseline
▲ 0.50% · 4.625%
HK$34,907
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,318/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,691 · Scale 2, in force from 26 Feb 2026)