LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,141
−HK$9,854/mo
▼ 0.25% · 3.875%
HK$162,029
−HK$4,966/mo
Today · 4.125%
HK$166,995
baseline
▲ 0.50% · 4.625%
HK$177,156
+HK$10,161/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$333,990/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,817
−HK$9,445/mo
▼ 0.25% · 3.875%
HK$179,506
−HK$4,756/mo
Today · 4.125%
HK$184,262
baseline
▲ 0.50% · 4.625%
HK$193,975
+HK$9,713/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$368,524/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,569
−HK$11,825/mo
▼ 0.25% · 3.875%
HK$194,434
−HK$5,960/mo
Today · 4.125%
HK$200,394
baseline
▲ 0.50% · 4.625%
HK$212,587
+HK$12,193/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$400,788/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,781
−HK$11,334/mo
▼ 0.25% · 3.875%
HK$215,407
−HK$5,708/mo
Today · 4.125%
HK$221,115
baseline
▲ 0.50% · 4.625%
HK$232,770
+HK$11,655/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$442,230/mo (50% DSR)
Upfront cash ≈ HK$30.49M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,997
−HK$13,796/mo
▼ 0.25% · 3.875%
HK$226,840
−HK$6,953/mo
Today · 4.125%
HK$233,793
baseline
▲ 0.50% · 4.625%
HK$248,018
+HK$14,225/mo
Deposit HK$20.67M · loan HK$48.24M · min. income ≈ HK$467,586/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,744
−HK$13,223/mo
▼ 0.25% · 3.875%
HK$251,308
−HK$6,659/mo
Today · 4.125%
HK$257,967
baseline
▲ 0.50% · 4.625%
HK$271,565
+HK$13,598/mo
Deposit HK$20.67M · loan HK$48.24M · min. income ≈ HK$515,934/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,853
−HK$17,737/mo
▼ 0.25% · 3.875%
HK$291,651
−HK$8,939/mo
Today · 4.125%
HK$300,590
baseline
▲ 0.50% · 4.625%
HK$318,881
+HK$18,291/mo
Deposit HK$6.89M · loan HK$62.02M · min. income ≈ HK$601,180/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,671
−HK$17,001/mo
▼ 0.25% · 3.875%
HK$323,110
−HK$8,562/mo
Today · 4.125%
HK$331,672
baseline
▲ 0.50% · 4.625%
HK$349,155
+HK$17,483/mo
Deposit HK$6.89M · loan HK$62.02M · min. income ≈ HK$663,344/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,928,827 · Scale 2, in force from 26 Feb 2026)