LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,715
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,204
−HK$497/mo
Today · 4.125%
HK$16,701
baseline
▲ 0.50% · 4.625%
HK$17,717
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,402/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,483
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,952
−HK$476/mo
Today · 4.125%
HK$18,428
baseline
▲ 0.50% · 4.625%
HK$19,399
+HK$971/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,856/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,858
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,445
−HK$596/mo
Today · 4.125%
HK$20,041
baseline
▲ 0.50% · 4.625%
HK$21,260
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,082/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,980
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,542
−HK$571/mo
Today · 4.125%
HK$22,113
baseline
▲ 0.50% · 4.625%
HK$23,279
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,226/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,001
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,686
−HK$695/mo
Today · 4.125%
HK$23,381
baseline
▲ 0.50% · 4.625%
HK$24,804
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,762/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,476
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$666/mo
Today · 4.125%
HK$25,799
baseline
▲ 0.50% · 4.625%
HK$27,159
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,598/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,288
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,167
−HK$894/mo
Today · 4.125%
HK$30,061
baseline
▲ 0.50% · 4.625%
HK$31,891
+HK$1,830/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,122/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,470
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,314
−HK$856/mo
Today · 4.125%
HK$33,170
baseline
▲ 0.50% · 4.625%
HK$34,918
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,340/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,757 · Scale 2, in force from 26 Feb 2026)