LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,159
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$162,047
−HK$4,967/mo
Today · 4.125%
HK$167,014
baseline
▲ 0.50% · 4.625%
HK$177,176
+HK$10,162/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$334,028/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,837
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,526
−HK$4,757/mo
Today · 4.125%
HK$184,283
baseline
▲ 0.50% · 4.625%
HK$193,997
+HK$9,714/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$368,566/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,590
−HK$11,826/mo
▼ 0.25% · 3.875%
HK$194,456
−HK$5,960/mo
Today · 4.125%
HK$200,416
baseline
▲ 0.50% · 4.625%
HK$212,611
+HK$12,195/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$400,832/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,805
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$215,432
−HK$5,708/mo
Today · 4.125%
HK$221,140
baseline
▲ 0.50% · 4.625%
HK$232,796
+HK$11,656/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$442,280/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,022
−HK$13,797/mo
▼ 0.25% · 3.875%
HK$226,866
−HK$6,953/mo
Today · 4.125%
HK$233,819
baseline
▲ 0.50% · 4.625%
HK$248,047
+HK$14,228/mo
Deposit HK$20.68M · loan HK$48.24M · min. income ≈ HK$467,638/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,772
−HK$13,224/mo
▼ 0.25% · 3.875%
HK$251,337
−HK$6,659/mo
Today · 4.125%
HK$257,996
baseline
▲ 0.50% · 4.625%
HK$271,596
+HK$13,600/mo
Deposit HK$20.68M · loan HK$48.24M · min. income ≈ HK$515,992/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,885
−HK$17,740/mo
▼ 0.25% · 3.875%
HK$291,685
−HK$8,940/mo
Today · 4.125%
HK$300,625
baseline
▲ 0.50% · 4.625%
HK$318,917
+HK$18,292/mo
Deposit HK$6.89M · loan HK$62.03M · min. income ≈ HK$601,250/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,707
−HK$17,003/mo
▼ 0.25% · 3.875%
HK$323,147
−HK$8,563/mo
Today · 4.125%
HK$331,710
baseline
▲ 0.50% · 4.625%
HK$349,195
+HK$17,485/mo
Deposit HK$6.89M · loan HK$62.03M · min. income ≈ HK$663,420/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,161 · Scale 2, in force from 26 Feb 2026)