LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,716
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,205
−HK$497/mo
Today · 4.125%
HK$16,702
baseline
▲ 0.50% · 4.625%
HK$17,718
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,404/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,484
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,953
−HK$475/mo
Today · 4.125%
HK$18,428
baseline
▲ 0.50% · 4.625%
HK$19,400
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,856/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,859
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,446
−HK$596/mo
Today · 4.125%
HK$20,042
baseline
▲ 0.50% · 4.625%
HK$21,261
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,084/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,981
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,543
−HK$571/mo
Today · 4.125%
HK$22,114
baseline
▲ 0.50% · 4.625%
HK$23,280
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,228/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,002
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,687
−HK$695/mo
Today · 4.125%
HK$23,382
baseline
▲ 0.50% · 4.625%
HK$24,805
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,764/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,477
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,134
−HK$666/mo
Today · 4.125%
HK$25,800
baseline
▲ 0.50% · 4.625%
HK$27,160
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,600/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,289
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,169
−HK$894/mo
Today · 4.125%
HK$30,063
baseline
▲ 0.50% · 4.625%
HK$31,892
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,126/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,471
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$32,315
−HK$856/mo
Today · 4.125%
HK$33,171
baseline
▲ 0.50% · 4.625%
HK$34,920
+HK$1,749/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,342/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,766 · Scale 2, in force from 26 Feb 2026)