LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,165
−HK$9,855/mo
▼ 0.25% · 3.875%
HK$162,053
−HK$4,967/mo
Today · 4.125%
HK$167,020
baseline
▲ 0.50% · 4.625%
HK$177,183
+HK$10,163/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$334,040/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,844
−HK$9,446/mo
▼ 0.25% · 3.875%
HK$179,533
−HK$4,757/mo
Today · 4.125%
HK$184,290
baseline
▲ 0.50% · 4.625%
HK$194,004
+HK$9,714/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$368,580/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,597
−HK$11,827/mo
▼ 0.25% · 3.875%
HK$194,464
−HK$5,960/mo
Today · 4.125%
HK$200,424
baseline
▲ 0.50% · 4.625%
HK$212,619
+HK$12,195/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$400,848/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,813
−HK$11,335/mo
▼ 0.25% · 3.875%
HK$215,440
−HK$5,708/mo
Today · 4.125%
HK$221,148
baseline
▲ 0.50% · 4.625%
HK$232,805
+HK$11,657/mo
Deposit HK$27.57M · loan HK$41.35M · min. income ≈ HK$442,296/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,030
−HK$13,798/mo
▼ 0.25% · 3.875%
HK$226,875
−HK$6,953/mo
Today · 4.125%
HK$233,828
baseline
▲ 0.50% · 4.625%
HK$248,056
+HK$14,228/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$467,656/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,782
−HK$13,224/mo
▼ 0.25% · 3.875%
HK$251,346
−HK$6,660/mo
Today · 4.125%
HK$258,006
baseline
▲ 0.50% · 4.625%
HK$271,606
+HK$13,600/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$516,012/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,896
−HK$17,740/mo
▼ 0.25% · 3.875%
HK$291,696
−HK$8,940/mo
Today · 4.125%
HK$300,636
baseline
▲ 0.50% · 4.625%
HK$318,929
+HK$18,293/mo
Deposit HK$6.89M · loan HK$62.03M · min. income ≈ HK$601,272/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,719
−HK$17,003/mo
▼ 0.25% · 3.875%
HK$323,160
−HK$8,562/mo
Today · 4.125%
HK$331,722
baseline
▲ 0.50% · 4.625%
HK$349,208
+HK$17,486/mo
Deposit HK$6.89M · loan HK$62.03M · min. income ≈ HK$663,444/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,273 · Scale 2, in force from 26 Feb 2026)