LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,717
−HK$985/mo
▼ 0.25% · 3.875%
HK$16,205
−HK$497/mo
Today · 4.125%
HK$16,702
baseline
▲ 0.50% · 4.625%
HK$17,718
+HK$1,016/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,404/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,485
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,953
−HK$476/mo
Today · 4.125%
HK$18,429
baseline
▲ 0.50% · 4.625%
HK$19,401
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,858/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,860
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,447
−HK$596/mo
Today · 4.125%
HK$20,043
baseline
▲ 0.50% · 4.625%
HK$21,262
+HK$1,219/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,086/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,981
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$571/mo
Today · 4.125%
HK$22,115
baseline
▲ 0.50% · 4.625%
HK$23,281
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,230/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,003
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,688
−HK$695/mo
Today · 4.125%
HK$23,383
baseline
▲ 0.50% · 4.625%
HK$24,806
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$46,766/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,478
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,135
−HK$666/mo
Today · 4.125%
HK$25,801
baseline
▲ 0.50% · 4.625%
HK$27,161
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.82M · min. income ≈ HK$51,602/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$894/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,829/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$857/mo
Today · 4.125%
HK$33,173
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$1,748/mo
Deposit HK$689K · loan HK$6.20M · min. income ≈ HK$66,346/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,774 · Scale 2, in force from 26 Feb 2026)