LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,174
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,063
−HK$4,967/mo
Today · 4.125%
HK$167,030
baseline
▲ 0.50% · 4.625%
HK$177,193
+HK$10,163/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$334,060/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,854
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$179,544
−HK$4,757/mo
Today · 4.125%
HK$184,301
baseline
▲ 0.50% · 4.625%
HK$194,016
+HK$9,715/mo
Deposit HK$34.46M · loan HK$34.46M · min. income ≈ HK$368,602/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,608
−HK$11,828/mo
▼ 0.25% · 3.875%
HK$194,475
−HK$5,961/mo
Today · 4.125%
HK$200,436
baseline
▲ 0.50% · 4.625%
HK$212,632
+HK$12,196/mo
Deposit HK$27.57M · loan HK$41.36M · min. income ≈ HK$400,872/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,825
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$215,452
−HK$5,709/mo
Today · 4.125%
HK$221,161
baseline
▲ 0.50% · 4.625%
HK$232,819
+HK$11,658/mo
Deposit HK$27.57M · loan HK$41.36M · min. income ≈ HK$442,322/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,043
−HK$13,799/mo
▼ 0.25% · 3.875%
HK$226,888
−HK$6,954/mo
Today · 4.125%
HK$233,842
baseline
▲ 0.50% · 4.625%
HK$248,071
+HK$14,229/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$467,684/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,796
−HK$13,225/mo
▼ 0.25% · 3.875%
HK$251,361
−HK$6,660/mo
Today · 4.125%
HK$258,021
baseline
▲ 0.50% · 4.625%
HK$271,622
+HK$13,601/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$516,042/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,913
−HK$17,741/mo
▼ 0.25% · 3.875%
HK$291,713
−HK$8,941/mo
Today · 4.125%
HK$300,654
baseline
▲ 0.50% · 4.625%
HK$318,948
+HK$18,294/mo
Deposit HK$6.89M · loan HK$62.04M · min. income ≈ HK$601,308/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,738
−HK$17,004/mo
▼ 0.25% · 3.875%
HK$323,179
−HK$8,563/mo
Today · 4.125%
HK$331,742
baseline
▲ 0.50% · 4.625%
HK$349,228
+HK$17,486/mo
Deposit HK$6.89M · loan HK$62.04M · min. income ≈ HK$663,484/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,444 · Scale 2, in force from 26 Feb 2026)