LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,182
−HK$9,856/mo
▼ 0.25% · 3.875%
HK$162,071
−HK$4,967/mo
Today · 4.125%
HK$167,038
baseline
▲ 0.50% · 4.625%
HK$177,202
+HK$10,164/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$334,076/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,863
−HK$9,447/mo
▼ 0.25% · 3.875%
HK$179,553
−HK$4,757/mo
Today · 4.125%
HK$184,310
baseline
▲ 0.50% · 4.625%
HK$194,026
+HK$9,716/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$368,620/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,618
−HK$11,828/mo
▼ 0.25% · 3.875%
HK$194,485
−HK$5,961/mo
Today · 4.125%
HK$200,446
baseline
▲ 0.50% · 4.625%
HK$212,643
+HK$12,197/mo
Deposit HK$27.57M · loan HK$41.36M · min. income ≈ HK$400,892/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,836
−HK$11,336/mo
▼ 0.25% · 3.875%
HK$215,463
−HK$5,709/mo
Today · 4.125%
HK$221,172
baseline
▲ 0.50% · 4.625%
HK$232,831
+HK$11,659/mo
Deposit HK$27.57M · loan HK$41.36M · min. income ≈ HK$442,344/mo (50% DSR)
Upfront cash ≈ HK$30.50M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,054
−HK$13,800/mo
▼ 0.25% · 3.875%
HK$226,899
−HK$6,955/mo
Today · 4.125%
HK$233,854
baseline
▲ 0.50% · 4.625%
HK$248,083
+HK$14,229/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$467,708/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,808
−HK$13,226/mo
▼ 0.25% · 3.875%
HK$251,374
−HK$6,660/mo
Today · 4.125%
HK$258,034
baseline
▲ 0.50% · 4.625%
HK$271,636
+HK$13,602/mo
Deposit HK$20.68M · loan HK$48.25M · min. income ≈ HK$516,068/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,927
−HK$17,742/mo
▼ 0.25% · 3.875%
HK$291,728
−HK$8,941/mo
Today · 4.125%
HK$300,669
baseline
▲ 0.50% · 4.625%
HK$318,964
+HK$18,295/mo
Deposit HK$6.89M · loan HK$62.04M · min. income ≈ HK$601,338/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,753
−HK$17,005/mo
▼ 0.25% · 3.875%
HK$323,195
−HK$8,563/mo
Today · 4.125%
HK$331,758
baseline
▲ 0.50% · 4.625%
HK$349,246
+HK$17,488/mo
Deposit HK$6.89M · loan HK$62.04M · min. income ≈ HK$663,516/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,929,591 · Scale 2, in force from 26 Feb 2026)