LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,207
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,097
−HK$4,968/mo
Today · 4.125%
HK$167,065
baseline
▲ 0.50% · 4.625%
HK$177,231
+HK$10,166/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$334,130/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,891
−HK$9,449/mo
▼ 0.25% · 3.875%
HK$179,582
−HK$4,758/mo
Today · 4.125%
HK$184,340
baseline
▲ 0.50% · 4.625%
HK$194,057
+HK$9,717/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$368,680/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,648
−HK$11,830/mo
▼ 0.25% · 3.875%
HK$194,516
−HK$5,962/mo
Today · 4.125%
HK$200,478
baseline
▲ 0.50% · 4.625%
HK$212,677
+HK$12,199/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$400,956/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,869
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$215,498
−HK$5,710/mo
Today · 4.125%
HK$221,208
baseline
▲ 0.50% · 4.625%
HK$232,868
+HK$11,660/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$442,416/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,090
−HK$13,801/mo
▼ 0.25% · 3.875%
HK$226,936
−HK$6,955/mo
Today · 4.125%
HK$233,891
baseline
▲ 0.50% · 4.625%
HK$248,123
+HK$14,232/mo
Deposit HK$20.68M · loan HK$48.26M · min. income ≈ HK$467,782/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,848
−HK$13,228/mo
▼ 0.25% · 3.875%
HK$251,414
−HK$6,662/mo
Today · 4.125%
HK$258,076
baseline
▲ 0.50% · 4.625%
HK$271,680
+HK$13,604/mo
Deposit HK$20.68M · loan HK$48.26M · min. income ≈ HK$516,152/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,973
−HK$17,744/mo
▼ 0.25% · 3.875%
HK$291,775
−HK$8,942/mo
Today · 4.125%
HK$300,717
baseline
▲ 0.50% · 4.625%
HK$319,015
+HK$18,298/mo
Deposit HK$6.89M · loan HK$62.05M · min. income ≈ HK$601,434/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,804
−HK$17,008/mo
▼ 0.25% · 3.875%
HK$323,247
−HK$8,565/mo
Today · 4.125%
HK$331,812
baseline
▲ 0.50% · 4.625%
HK$349,302
+HK$17,490/mo
Deposit HK$6.89M · loan HK$62.05M · min. income ≈ HK$663,624/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,930,064 · Scale 2, in force from 26 Feb 2026)