LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,209
−HK$9,858/mo
▼ 0.25% · 3.875%
HK$162,099
−HK$4,968/mo
Today · 4.125%
HK$167,067
baseline
▲ 0.50% · 4.625%
HK$177,233
+HK$10,166/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$334,134/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,894
−HK$9,448/mo
▼ 0.25% · 3.875%
HK$179,584
−HK$4,758/mo
Today · 4.125%
HK$184,342
baseline
▲ 0.50% · 4.625%
HK$194,059
+HK$9,717/mo
Deposit HK$34.47M · loan HK$34.47M · min. income ≈ HK$368,684/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,651
−HK$11,830/mo
▼ 0.25% · 3.875%
HK$194,519
−HK$5,962/mo
Today · 4.125%
HK$200,481
baseline
▲ 0.50% · 4.625%
HK$212,680
+HK$12,199/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$400,962/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,872
−HK$11,339/mo
▼ 0.25% · 3.875%
HK$215,501
−HK$5,710/mo
Today · 4.125%
HK$221,211
baseline
▲ 0.50% · 4.625%
HK$232,871
+HK$11,660/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$442,422/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,093
−HK$13,801/mo
▼ 0.25% · 3.875%
HK$226,939
−HK$6,955/mo
Today · 4.125%
HK$233,894
baseline
▲ 0.50% · 4.625%
HK$248,126
+HK$14,232/mo
Deposit HK$20.68M · loan HK$48.26M · min. income ≈ HK$467,788/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,851
−HK$13,228/mo
▼ 0.25% · 3.875%
HK$251,418
−HK$6,661/mo
Today · 4.125%
HK$258,079
baseline
▲ 0.50% · 4.625%
HK$271,683
+HK$13,604/mo
Deposit HK$20.68M · loan HK$48.26M · min. income ≈ HK$516,158/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,976
−HK$17,745/mo
▼ 0.25% · 3.875%
HK$291,779
−HK$8,942/mo
Today · 4.125%
HK$300,721
baseline
▲ 0.50% · 4.625%
HK$319,020
+HK$18,299/mo
Deposit HK$6.89M · loan HK$62.05M · min. income ≈ HK$601,442/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,808
−HK$17,008/mo
▼ 0.25% · 3.875%
HK$323,251
−HK$8,565/mo
Today · 4.125%
HK$331,816
baseline
▲ 0.50% · 4.625%
HK$349,307
+HK$17,491/mo
Deposit HK$6.89M · loan HK$62.05M · min. income ≈ HK$663,632/mo (50% DSR)
Upfront cash ≈ HK$9.82M (deposit + AVD stamp duty HK$2,930,104 · Scale 2, in force from 26 Feb 2026)