LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,234
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,125
−HK$4,969/mo
Today · 4.125%
HK$167,094
baseline
▲ 0.50% · 4.625%
HK$177,261
+HK$10,167/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$334,188/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,921
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,613
−HK$4,759/mo
Today · 4.125%
HK$184,372
baseline
▲ 0.50% · 4.625%
HK$194,090
+HK$9,718/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$368,744/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,681
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$194,550
−HK$5,963/mo
Today · 4.125%
HK$200,513
baseline
▲ 0.50% · 4.625%
HK$212,714
+HK$12,201/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$401,026/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,906
−HK$11,340/mo
▼ 0.25% · 3.875%
HK$215,535
−HK$5,711/mo
Today · 4.125%
HK$221,246
baseline
▲ 0.50% · 4.625%
HK$232,909
+HK$11,663/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$442,492/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,128
−HK$13,804/mo
▼ 0.25% · 3.875%
HK$226,975
−HK$6,957/mo
Today · 4.125%
HK$233,932
baseline
▲ 0.50% · 4.625%
HK$248,166
+HK$14,234/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$467,864/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,890
−HK$13,231/mo
▼ 0.25% · 3.875%
HK$251,458
−HK$6,663/mo
Today · 4.125%
HK$258,121
baseline
▲ 0.50% · 4.625%
HK$271,727
+HK$13,606/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$516,242/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,022
−HK$17,748/mo
▼ 0.25% · 3.875%
HK$291,825
−HK$8,945/mo
Today · 4.125%
HK$300,770
baseline
▲ 0.50% · 4.625%
HK$319,071
+HK$18,301/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$601,540/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,859
−HK$17,011/mo
▼ 0.25% · 3.875%
HK$323,303
−HK$8,567/mo
Today · 4.125%
HK$331,870
baseline
▲ 0.50% · 4.625%
HK$349,363
+HK$17,493/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$663,740/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,572 · Scale 2, in force from 26 Feb 2026)