LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,237
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,128
−HK$4,969/mo
Today · 4.125%
HK$167,097
baseline
▲ 0.50% · 4.625%
HK$177,264
+HK$10,167/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$334,194/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,924
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,616
−HK$4,759/mo
Today · 4.125%
HK$184,375
baseline
▲ 0.50% · 4.625%
HK$194,094
+HK$9,719/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$368,750/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,684
−HK$11,832/mo
▼ 0.25% · 3.875%
HK$194,553
−HK$5,963/mo
Today · 4.125%
HK$200,516
baseline
▲ 0.50% · 4.625%
HK$212,717
+HK$12,201/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$401,032/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,909
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$215,539
−HK$5,711/mo
Today · 4.125%
HK$221,250
baseline
▲ 0.50% · 4.625%
HK$232,913
+HK$11,663/mo
Deposit HK$27.58M · loan HK$41.37M · min. income ≈ HK$442,500/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,132
−HK$13,804/mo
▼ 0.25% · 3.875%
HK$226,979
−HK$6,957/mo
Today · 4.125%
HK$233,936
baseline
▲ 0.50% · 4.625%
HK$248,170
+HK$14,234/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$467,872/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,894
−HK$13,231/mo
▼ 0.25% · 3.875%
HK$251,462
−HK$6,663/mo
Today · 4.125%
HK$258,125
baseline
▲ 0.50% · 4.625%
HK$271,731
+HK$13,606/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$516,250/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,026
−HK$17,749/mo
▼ 0.25% · 3.875%
HK$291,830
−HK$8,945/mo
Today · 4.125%
HK$300,775
baseline
▲ 0.50% · 4.625%
HK$319,076
+HK$18,301/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$601,550/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,864
−HK$17,011/mo
▼ 0.25% · 3.875%
HK$323,309
−HK$8,566/mo
Today · 4.125%
HK$331,875
baseline
▲ 0.50% · 4.625%
HK$349,369
+HK$17,494/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$663,750/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,622 · Scale 2, in force from 26 Feb 2026)