LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,724
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,213
−HK$497/mo
Today · 4.125%
HK$16,710
baseline
▲ 0.50% · 4.625%
HK$17,727
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,420/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,493
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,962
−HK$476/mo
Today · 4.125%
HK$18,438
baseline
▲ 0.50% · 4.625%
HK$19,409
+HK$971/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,876/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,869
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,455
−HK$597/mo
Today · 4.125%
HK$20,052
baseline
▲ 0.50% · 4.625%
HK$21,272
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,104/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,991
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$21,554
−HK$571/mo
Today · 4.125%
HK$22,125
baseline
▲ 0.50% · 4.625%
HK$23,291
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,250/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,013
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,698
−HK$696/mo
Today · 4.125%
HK$23,394
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,788/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,490
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$667/mo
Today · 4.125%
HK$25,813
baseline
▲ 0.50% · 4.625%
HK$27,173
+HK$1,360/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,626/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,303
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,183
−HK$895/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,908
+HK$1,830/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,487
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,331
−HK$857/mo
Today · 4.125%
HK$33,188
baseline
▲ 0.50% · 4.625%
HK$34,937
+HK$1,749/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,376/mo (50% DSR)
Upfront cash ≈ HK$896K (deposit + AVD stamp duty HK$206,869 · Scale 2, in force from 26 Feb 2026)