LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,243
−HK$9,860/mo
▼ 0.25% · 3.875%
HK$162,134
−HK$4,969/mo
Today · 4.125%
HK$167,103
baseline
▲ 0.50% · 4.625%
HK$177,271
+HK$10,168/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$334,206/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,931
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,623
−HK$4,759/mo
Today · 4.125%
HK$184,382
baseline
▲ 0.50% · 4.625%
HK$194,101
+HK$9,719/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$368,764/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,691
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$194,561
−HK$5,963/mo
Today · 4.125%
HK$200,524
baseline
▲ 0.50% · 4.625%
HK$212,725
+HK$12,201/mo
Deposit HK$27.58M · loan HK$41.38M · min. income ≈ HK$401,048/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,917
−HK$11,341/mo
▼ 0.25% · 3.875%
HK$215,547
−HK$5,711/mo
Today · 4.125%
HK$221,258
baseline
▲ 0.50% · 4.625%
HK$232,921
+HK$11,663/mo
Deposit HK$27.58M · loan HK$41.38M · min. income ≈ HK$442,516/mo (50% DSR)
Upfront cash ≈ HK$30.51M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,140
−HK$13,805/mo
▼ 0.25% · 3.875%
HK$226,988
−HK$6,957/mo
Today · 4.125%
HK$233,945
baseline
▲ 0.50% · 4.625%
HK$248,180
+HK$14,235/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$467,890/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,903
−HK$13,232/mo
▼ 0.25% · 3.875%
HK$251,472
−HK$6,663/mo
Today · 4.125%
HK$258,135
baseline
▲ 0.50% · 4.625%
HK$271,742
+HK$13,607/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$516,270/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,037
−HK$17,749/mo
▼ 0.25% · 3.875%
HK$291,841
−HK$8,945/mo
Today · 4.125%
HK$300,786
baseline
▲ 0.50% · 4.625%
HK$319,088
+HK$18,302/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$601,572/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,876
−HK$17,012/mo
▼ 0.25% · 3.875%
HK$323,321
−HK$8,567/mo
Today · 4.125%
HK$331,888
baseline
▲ 0.50% · 4.625%
HK$349,382
+HK$17,494/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$663,776/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,732 · Scale 2, in force from 26 Feb 2026)