LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,249
−HK$9,861/mo
▼ 0.25% · 3.875%
HK$162,140
−HK$4,970/mo
Today · 4.125%
HK$167,110
baseline
▲ 0.50% · 4.625%
HK$177,278
+HK$10,168/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$334,220/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,938
−HK$9,451/mo
▼ 0.25% · 3.875%
HK$179,630
−HK$4,759/mo
Today · 4.125%
HK$184,389
baseline
▲ 0.50% · 4.625%
HK$194,109
+HK$9,720/mo
Deposit HK$34.48M · loan HK$34.48M · min. income ≈ HK$368,778/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,699
−HK$11,833/mo
▼ 0.25% · 3.875%
HK$194,568
−HK$5,964/mo
Today · 4.125%
HK$200,532
baseline
▲ 0.50% · 4.625%
HK$212,734
+HK$12,202/mo
Deposit HK$27.58M · loan HK$41.38M · min. income ≈ HK$401,064/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,925
−HK$11,342/mo
▼ 0.25% · 3.875%
HK$215,556
−HK$5,711/mo
Today · 4.125%
HK$221,267
baseline
▲ 0.50% · 4.625%
HK$232,930
+HK$11,663/mo
Deposit HK$27.58M · loan HK$41.38M · min. income ≈ HK$442,534/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,149
−HK$13,805/mo
▼ 0.25% · 3.875%
HK$226,996
−HK$6,958/mo
Today · 4.125%
HK$233,954
baseline
▲ 0.50% · 4.625%
HK$248,189
+HK$14,235/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$467,908/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,913
−HK$13,232/mo
▼ 0.25% · 3.875%
HK$251,482
−HK$6,663/mo
Today · 4.125%
HK$258,145
baseline
▲ 0.50% · 4.625%
HK$271,752
+HK$13,607/mo
Deposit HK$20.69M · loan HK$48.27M · min. income ≈ HK$516,290/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,048
−HK$17,750/mo
▼ 0.25% · 3.875%
HK$291,853
−HK$8,945/mo
Today · 4.125%
HK$300,798
baseline
▲ 0.50% · 4.625%
HK$319,101
+HK$18,303/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$601,596/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,888
−HK$17,013/mo
▼ 0.25% · 3.875%
HK$323,333
−HK$8,568/mo
Today · 4.125%
HK$331,901
baseline
▲ 0.50% · 4.625%
HK$349,396
+HK$17,495/mo
Deposit HK$6.90M · loan HK$62.06M · min. income ≈ HK$663,802/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,930,847 · Scale 2, in force from 26 Feb 2026)