LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,727
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,216
−HK$497/mo
Today · 4.125%
HK$16,713
baseline
▲ 0.50% · 4.625%
HK$17,730
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,426/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,496
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,965
−HK$476/mo
Today · 4.125%
HK$18,441
baseline
▲ 0.50% · 4.625%
HK$19,414
+HK$973/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,882/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,873
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$19,460
−HK$596/mo
Today · 4.125%
HK$20,056
baseline
▲ 0.50% · 4.625%
HK$21,276
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,112/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,995
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$571/mo
Today · 4.125%
HK$22,130
baseline
▲ 0.50% · 4.625%
HK$23,296
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,260/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,018
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$22,703
−HK$696/mo
Today · 4.125%
HK$23,399
baseline
▲ 0.50% · 4.625%
HK$24,822
+HK$1,423/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,798/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,495
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,152
−HK$666/mo
Today · 4.125%
HK$25,818
baseline
▲ 0.50% · 4.625%
HK$27,179
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,636/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,309
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,189
−HK$895/mo
Today · 4.125%
HK$30,084
baseline
▲ 0.50% · 4.625%
HK$31,914
+HK$1,830/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,168/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,493
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,338
−HK$857/mo
Today · 4.125%
HK$33,195
baseline
▲ 0.50% · 4.625%
HK$34,944
+HK$1,749/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,390/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,913 · Scale 2, in force from 26 Feb 2026)