LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,728
−HK$986/mo
▼ 0.25% · 3.875%
HK$16,217
−HK$497/mo
Today · 4.125%
HK$16,714
baseline
▲ 0.50% · 4.625%
HK$17,731
+HK$1,017/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$33,428/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,497
−HK$945/mo
▼ 0.25% · 3.875%
HK$17,966
−HK$476/mo
Today · 4.125%
HK$18,442
baseline
▲ 0.50% · 4.625%
HK$19,414
+HK$972/mo
Deposit HK$3.45M · loan HK$3.45M · min. income ≈ HK$36,884/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,873
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,460
−HK$597/mo
Today · 4.125%
HK$20,057
baseline
▲ 0.50% · 4.625%
HK$21,277
+HK$1,220/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$40,114/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,996
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,559
−HK$572/mo
Today · 4.125%
HK$22,131
baseline
▲ 0.50% · 4.625%
HK$23,297
+HK$1,166/mo
Deposit HK$2.76M · loan HK$4.14M · min. income ≈ HK$44,262/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,019
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$695/mo
Today · 4.125%
HK$23,399
baseline
▲ 0.50% · 4.625%
HK$24,823
+HK$1,424/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$46,798/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,496
−HK$1,323/mo
▼ 0.25% · 3.875%
HK$25,153
−HK$666/mo
Today · 4.125%
HK$25,819
baseline
▲ 0.50% · 4.625%
HK$27,180
+HK$1,361/mo
Deposit HK$2.07M · loan HK$4.83M · min. income ≈ HK$51,638/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,310
−HK$1,775/mo
▼ 0.25% · 3.875%
HK$29,190
−HK$895/mo
Today · 4.125%
HK$30,085
baseline
▲ 0.50% · 4.625%
HK$31,916
+HK$1,831/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$60,170/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,494
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,339
−HK$857/mo
Today · 4.125%
HK$33,196
baseline
▲ 0.50% · 4.625%
HK$34,946
+HK$1,750/mo
Deposit HK$690K · loan HK$6.21M · min. income ≈ HK$66,392/mo (50% DSR)
Upfront cash ≈ HK$897K (deposit + AVD stamp duty HK$206,920 · Scale 2, in force from 26 Feb 2026)