LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,279
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,172
−HK$4,970/mo
Today · 4.125%
HK$167,142
baseline
▲ 0.50% · 4.625%
HK$177,312
+HK$10,170/mo
Deposit HK$34.49M · loan HK$34.49M · min. income ≈ HK$334,284/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,972
−HK$9,453/mo
▼ 0.25% · 3.875%
HK$179,664
−HK$4,761/mo
Today · 4.125%
HK$184,425
baseline
▲ 0.50% · 4.625%
HK$194,146
+HK$9,721/mo
Deposit HK$34.49M · loan HK$34.49M · min. income ≈ HK$368,850/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,735
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$194,606
−HK$5,965/mo
Today · 4.125%
HK$200,571
baseline
▲ 0.50% · 4.625%
HK$212,775
+HK$12,204/mo
Deposit HK$27.59M · loan HK$41.38M · min. income ≈ HK$401,142/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,966
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$215,597
−HK$5,713/mo
Today · 4.125%
HK$221,310
baseline
▲ 0.50% · 4.625%
HK$232,976
+HK$11,666/mo
Deposit HK$27.59M · loan HK$41.38M · min. income ≈ HK$442,620/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,191
−HK$13,808/mo
▼ 0.25% · 3.875%
HK$227,040
−HK$6,959/mo
Today · 4.125%
HK$233,999
baseline
▲ 0.50% · 4.625%
HK$248,237
+HK$14,238/mo
Deposit HK$20.69M · loan HK$48.28M · min. income ≈ HK$467,998/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,960
−HK$13,235/mo
▼ 0.25% · 3.875%
HK$251,530
−HK$6,665/mo
Today · 4.125%
HK$258,195
baseline
▲ 0.50% · 4.625%
HK$271,805
+HK$13,610/mo
Deposit HK$20.69M · loan HK$48.28M · min. income ≈ HK$516,390/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,103
−HK$17,753/mo
▼ 0.25% · 3.875%
HK$291,909
−HK$8,947/mo
Today · 4.125%
HK$300,856
baseline
▲ 0.50% · 4.625%
HK$319,162
+HK$18,306/mo
Deposit HK$6.90M · loan HK$62.08M · min. income ≈ HK$601,712/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,949
−HK$17,016/mo
▼ 0.25% · 3.875%
HK$323,396
−HK$8,569/mo
Today · 4.125%
HK$331,965
baseline
▲ 0.50% · 4.625%
HK$349,463
+HK$17,498/mo
Deposit HK$6.90M · loan HK$62.08M · min. income ≈ HK$663,930/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,931,414 · Scale 2, in force from 26 Feb 2026)