LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,284
−HK$9,863/mo
▼ 0.25% · 3.875%
HK$162,177
−HK$4,970/mo
Today · 4.125%
HK$167,147
baseline
▲ 0.50% · 4.625%
HK$177,318
+HK$10,171/mo
Deposit HK$34.49M · loan HK$34.49M · min. income ≈ HK$334,294/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,977
−HK$9,454/mo
▼ 0.25% · 3.875%
HK$179,670
−HK$4,761/mo
Today · 4.125%
HK$184,431
baseline
▲ 0.50% · 4.625%
HK$194,152
+HK$9,721/mo
Deposit HK$34.49M · loan HK$34.49M · min. income ≈ HK$368,862/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,741
−HK$11,836/mo
▼ 0.25% · 3.875%
HK$194,612
−HK$5,965/mo
Today · 4.125%
HK$200,577
baseline
▲ 0.50% · 4.625%
HK$212,782
+HK$12,205/mo
Deposit HK$27.59M · loan HK$41.39M · min. income ≈ HK$401,154/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$209,973
−HK$11,344/mo
▼ 0.25% · 3.875%
HK$215,604
−HK$5,713/mo
Today · 4.125%
HK$221,317
baseline
▲ 0.50% · 4.625%
HK$232,983
+HK$11,666/mo
Deposit HK$27.59M · loan HK$41.39M · min. income ≈ HK$442,634/mo (50% DSR)
Upfront cash ≈ HK$30.52M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,198
−HK$13,808/mo
▼ 0.25% · 3.875%
HK$227,048
−HK$6,958/mo
Today · 4.125%
HK$234,006
baseline
▲ 0.50% · 4.625%
HK$248,245
+HK$14,239/mo
Deposit HK$20.69M · loan HK$48.28M · min. income ≈ HK$468,012/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,968
−HK$13,235/mo
▼ 0.25% · 3.875%
HK$251,538
−HK$6,665/mo
Today · 4.125%
HK$258,203
baseline
▲ 0.50% · 4.625%
HK$271,813
+HK$13,610/mo
Deposit HK$20.69M · loan HK$48.28M · min. income ≈ HK$516,406/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,112
−HK$17,753/mo
▼ 0.25% · 3.875%
HK$291,918
−HK$8,947/mo
Today · 4.125%
HK$300,865
baseline
▲ 0.50% · 4.625%
HK$319,172
+HK$18,307/mo
Deposit HK$6.90M · loan HK$62.08M · min. income ≈ HK$601,730/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$314,959
−HK$17,016/mo
▼ 0.25% · 3.875%
HK$323,406
−HK$8,569/mo
Today · 4.125%
HK$331,975
baseline
▲ 0.50% · 4.625%
HK$349,474
+HK$17,499/mo
Deposit HK$6.90M · loan HK$62.08M · min. income ≈ HK$663,950/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,931,507 · Scale 2, in force from 26 Feb 2026)