LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,319
−HK$9,865/mo
▼ 0.25% · 3.875%
HK$162,212
−HK$4,972/mo
Today · 4.125%
HK$167,184
baseline
▲ 0.50% · 4.625%
HK$177,357
+HK$10,173/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$334,368/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,016
−HK$9,455/mo
▼ 0.25% · 3.875%
HK$179,710
−HK$4,761/mo
Today · 4.125%
HK$184,471
baseline
▲ 0.50% · 4.625%
HK$194,195
+HK$9,724/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$368,942/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,783
−HK$11,838/mo
▼ 0.25% · 3.875%
HK$194,655
−HK$5,966/mo
Today · 4.125%
HK$200,621
baseline
▲ 0.50% · 4.625%
HK$212,828
+HK$12,207/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$401,242/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,019
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$215,652
−HK$5,714/mo
Today · 4.125%
HK$221,366
baseline
▲ 0.50% · 4.625%
HK$233,034
+HK$11,668/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$442,732/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,247
−HK$13,811/mo
▼ 0.25% · 3.875%
HK$227,097
−HK$6,961/mo
Today · 4.125%
HK$234,058
baseline
▲ 0.50% · 4.625%
HK$248,300
+HK$14,242/mo
Deposit HK$20.70M · loan HK$48.29M · min. income ≈ HK$468,116/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,022
−HK$13,238/mo
▼ 0.25% · 3.875%
HK$251,593
−HK$6,667/mo
Today · 4.125%
HK$258,260
baseline
▲ 0.50% · 4.625%
HK$271,873
+HK$13,613/mo
Deposit HK$20.70M · loan HK$48.29M · min. income ≈ HK$516,520/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,174
−HK$17,758/mo
▼ 0.25% · 3.875%
HK$291,982
−HK$8,950/mo
Today · 4.125%
HK$300,932
baseline
▲ 0.50% · 4.625%
HK$319,243
+HK$18,311/mo
Deposit HK$6.90M · loan HK$62.09M · min. income ≈ HK$601,864/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,028
−HK$17,020/mo
▼ 0.25% · 3.875%
HK$323,477
−HK$8,571/mo
Today · 4.125%
HK$332,048
baseline
▲ 0.50% · 4.625%
HK$349,551
+HK$17,503/mo
Deposit HK$6.90M · loan HK$62.09M · min. income ≈ HK$664,096/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,151 · Scale 2, in force from 26 Feb 2026)