LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,327
−HK$9,866/mo
▼ 0.25% · 3.875%
HK$162,221
−HK$4,972/mo
Today · 4.125%
HK$167,193
baseline
▲ 0.50% · 4.625%
HK$177,367
+HK$10,174/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$334,386/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,025
−HK$9,456/mo
▼ 0.25% · 3.875%
HK$179,719
−HK$4,762/mo
Today · 4.125%
HK$184,481
baseline
▲ 0.50% · 4.625%
HK$194,205
+HK$9,724/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$368,962/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,793
−HK$11,839/mo
▼ 0.25% · 3.875%
HK$194,665
−HK$5,967/mo
Today · 4.125%
HK$200,632
baseline
▲ 0.50% · 4.625%
HK$212,840
+HK$12,208/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$401,264/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,030
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$215,663
−HK$5,714/mo
Today · 4.125%
HK$221,377
baseline
▲ 0.50% · 4.625%
HK$233,047
+HK$11,670/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$442,754/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,258
−HK$13,812/mo
▼ 0.25% · 3.875%
HK$227,110
−HK$6,960/mo
Today · 4.125%
HK$234,070
baseline
▲ 0.50% · 4.625%
HK$248,313
+HK$14,243/mo
Deposit HK$20.70M · loan HK$48.30M · min. income ≈ HK$468,140/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,035
−HK$13,239/mo
▼ 0.25% · 3.875%
HK$251,607
−HK$6,667/mo
Today · 4.125%
HK$258,274
baseline
▲ 0.50% · 4.625%
HK$271,888
+HK$13,614/mo
Deposit HK$20.70M · loan HK$48.30M · min. income ≈ HK$516,548/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,189
−HK$17,759/mo
▼ 0.25% · 3.875%
HK$291,998
−HK$8,950/mo
Today · 4.125%
HK$300,948
baseline
▲ 0.50% · 4.625%
HK$319,260
+HK$18,312/mo
Deposit HK$6.90M · loan HK$62.10M · min. income ≈ HK$601,896/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,045
−HK$17,021/mo
▼ 0.25% · 3.875%
HK$323,495
−HK$8,571/mo
Today · 4.125%
HK$332,066
baseline
▲ 0.50% · 4.625%
HK$349,570
+HK$17,504/mo
Deposit HK$6.90M · loan HK$62.10M · min. income ≈ HK$664,132/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,309 · Scale 2, in force from 26 Feb 2026)