LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,344
−HK$9,867/mo
▼ 0.25% · 3.875%
HK$162,239
−HK$4,972/mo
Today · 4.125%
HK$167,211
baseline
▲ 0.50% · 4.625%
HK$177,386
+HK$10,175/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$334,422/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,044
−HK$9,457/mo
▼ 0.25% · 3.875%
HK$179,739
−HK$4,762/mo
Today · 4.125%
HK$184,501
baseline
▲ 0.50% · 4.625%
HK$194,227
+HK$9,726/mo
Deposit HK$34.50M · loan HK$34.50M · min. income ≈ HK$369,002/mo (50% DSR)
Upfront cash ≈ HK$37.43M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,813
−HK$11,841/mo
▼ 0.25% · 3.875%
HK$194,687
−HK$5,967/mo
Today · 4.125%
HK$200,654
baseline
▲ 0.50% · 4.625%
HK$212,863
+HK$12,209/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$401,308/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,053
−HK$11,348/mo
▼ 0.25% · 3.875%
HK$215,686
−HK$5,715/mo
Today · 4.125%
HK$221,401
baseline
▲ 0.50% · 4.625%
HK$233,072
+HK$11,671/mo
Deposit HK$27.60M · loan HK$41.40M · min. income ≈ HK$442,802/mo (50% DSR)
Upfront cash ≈ HK$30.53M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,282
−HK$13,814/mo
▼ 0.25% · 3.875%
HK$227,134
−HK$6,962/mo
Today · 4.125%
HK$234,096
baseline
▲ 0.50% · 4.625%
HK$248,340
+HK$14,244/mo
Deposit HK$20.70M · loan HK$48.30M · min. income ≈ HK$468,192/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,062
−HK$13,240/mo
▼ 0.25% · 3.875%
HK$251,634
−HK$6,668/mo
Today · 4.125%
HK$258,302
baseline
▲ 0.50% · 4.625%
HK$271,917
+HK$13,615/mo
Deposit HK$20.70M · loan HK$48.30M · min. income ≈ HK$516,604/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,220
−HK$17,760/mo
▼ 0.25% · 3.875%
HK$292,030
−HK$8,950/mo
Today · 4.125%
HK$300,980
baseline
▲ 0.50% · 4.625%
HK$319,294
+HK$18,314/mo
Deposit HK$6.90M · loan HK$62.10M · min. income ≈ HK$601,960/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,079
−HK$17,023/mo
▼ 0.25% · 3.875%
HK$323,530
−HK$8,572/mo
Today · 4.125%
HK$332,102
baseline
▲ 0.50% · 4.625%
HK$349,608
+HK$17,506/mo
Deposit HK$6.90M · loan HK$62.10M · min. income ≈ HK$664,204/mo (50% DSR)
Upfront cash ≈ HK$9.83M (deposit + AVD stamp duty HK$2,932,626 · Scale 2, in force from 26 Feb 2026)