LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,435
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,332
−HK$4,976/mo
Today · 4.125%
HK$167,308
baseline
▲ 0.50% · 4.625%
HK$177,488
+HK$10,180/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$334,616/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,145
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,842
−HK$4,766/mo
Today · 4.125%
HK$184,608
baseline
▲ 0.50% · 4.625%
HK$194,338
+HK$9,730/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$369,216/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,922
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$194,799
−HK$5,970/mo
Today · 4.125%
HK$200,769
baseline
▲ 0.50% · 4.625%
HK$212,986
+HK$12,217/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,538/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,174
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,811
−HK$5,718/mo
Today · 4.125%
HK$221,529
baseline
▲ 0.50% · 4.625%
HK$233,206
+HK$11,677/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,058/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,409
−HK$13,822/mo
▼ 0.25% · 3.875%
HK$227,265
−HK$6,966/mo
Today · 4.125%
HK$234,231
baseline
▲ 0.50% · 4.625%
HK$248,483
+HK$14,252/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$468,462/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,203
−HK$13,248/mo
▼ 0.25% · 3.875%
HK$251,779
−HK$6,672/mo
Today · 4.125%
HK$258,451
baseline
▲ 0.50% · 4.625%
HK$272,074
+HK$13,623/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$516,902/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,383
−HK$17,771/mo
▼ 0.25% · 3.875%
HK$292,198
−HK$8,956/mo
Today · 4.125%
HK$301,154
baseline
▲ 0.50% · 4.625%
HK$319,478
+HK$18,324/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$602,308/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,261
−HK$17,033/mo
▼ 0.25% · 3.875%
HK$323,716
−HK$8,578/mo
Today · 4.125%
HK$332,294
baseline
▲ 0.50% · 4.625%
HK$349,809
+HK$17,515/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$664,588/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,316 · Scale 2, in force from 26 Feb 2026)