LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,437
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,334
−HK$4,976/mo
Today · 4.125%
HK$167,310
baseline
▲ 0.50% · 4.625%
HK$177,490
+HK$10,180/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$334,620/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,147
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,844
−HK$4,766/mo
Today · 4.125%
HK$184,610
baseline
▲ 0.50% · 4.625%
HK$194,341
+HK$9,731/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$369,220/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,924
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$194,801
−HK$5,971/mo
Today · 4.125%
HK$200,772
baseline
▲ 0.50% · 4.625%
HK$212,988
+HK$12,216/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,544/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,177
−HK$11,355/mo
▼ 0.25% · 3.875%
HK$215,813
−HK$5,719/mo
Today · 4.125%
HK$221,532
baseline
▲ 0.50% · 4.625%
HK$233,209
+HK$11,677/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,064/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,412
−HK$13,822/mo
▼ 0.25% · 3.875%
HK$227,268
−HK$6,966/mo
Today · 4.125%
HK$234,234
baseline
▲ 0.50% · 4.625%
HK$248,486
+HK$14,252/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$468,468/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,206
−HK$13,248/mo
▼ 0.25% · 3.875%
HK$251,782
−HK$6,672/mo
Today · 4.125%
HK$258,454
baseline
▲ 0.50% · 4.625%
HK$272,077
+HK$13,623/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$516,908/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,387
−HK$17,771/mo
▼ 0.25% · 3.875%
HK$292,202
−HK$8,956/mo
Today · 4.125%
HK$301,158
baseline
▲ 0.50% · 4.625%
HK$319,482
+HK$18,324/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$602,316/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,265
−HK$17,033/mo
▼ 0.25% · 3.875%
HK$323,720
−HK$8,578/mo
Today · 4.125%
HK$332,298
baseline
▲ 0.50% · 4.625%
HK$349,814
+HK$17,516/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$664,596/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,352 · Scale 2, in force from 26 Feb 2026)