LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,439
−HK$9,873/mo
▼ 0.25% · 3.875%
HK$162,336
−HK$4,976/mo
Today · 4.125%
HK$167,312
baseline
▲ 0.50% · 4.625%
HK$177,492
+HK$10,180/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$334,624/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,149
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,847
−HK$4,765/mo
Today · 4.125%
HK$184,612
baseline
▲ 0.50% · 4.625%
HK$194,343
+HK$9,731/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$369,224/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,927
−HK$11,847/mo
▼ 0.25% · 3.875%
HK$194,804
−HK$5,970/mo
Today · 4.125%
HK$200,774
baseline
▲ 0.50% · 4.625%
HK$212,991
+HK$12,217/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,548/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,179
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$215,816
−HK$5,719/mo
Today · 4.125%
HK$221,535
baseline
▲ 0.50% · 4.625%
HK$233,212
+HK$11,677/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,070/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,415
−HK$13,822/mo
▼ 0.25% · 3.875%
HK$227,271
−HK$6,966/mo
Today · 4.125%
HK$234,237
baseline
▲ 0.50% · 4.625%
HK$248,489
+HK$14,252/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$468,474/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,209
−HK$13,248/mo
▼ 0.25% · 3.875%
HK$251,786
−HK$6,671/mo
Today · 4.125%
HK$258,457
baseline
▲ 0.50% · 4.625%
HK$272,081
+HK$13,624/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$516,914/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,390
−HK$17,771/mo
▼ 0.25% · 3.875%
HK$292,205
−HK$8,956/mo
Today · 4.125%
HK$301,161
baseline
▲ 0.50% · 4.625%
HK$319,486
+HK$18,325/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$602,322/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,269
−HK$17,033/mo
▼ 0.25% · 3.875%
HK$323,724
−HK$8,578/mo
Today · 4.125%
HK$332,302
baseline
▲ 0.50% · 4.625%
HK$349,818
+HK$17,516/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$664,604/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,390 · Scale 2, in force from 26 Feb 2026)