LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,444
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,342
−HK$4,976/mo
Today · 4.125%
HK$167,318
baseline
▲ 0.50% · 4.625%
HK$177,498
+HK$10,180/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$334,636/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,155
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,853
−HK$4,765/mo
Today · 4.125%
HK$184,618
baseline
▲ 0.50% · 4.625%
HK$194,350
+HK$9,732/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$369,236/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,933
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$194,810
−HK$5,971/mo
Today · 4.125%
HK$200,781
baseline
▲ 0.50% · 4.625%
HK$212,998
+HK$12,217/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,562/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,186
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$215,823
−HK$5,719/mo
Today · 4.125%
HK$221,542
baseline
▲ 0.50% · 4.625%
HK$233,220
+HK$11,678/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,084/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,422
−HK$13,823/mo
▼ 0.25% · 3.875%
HK$227,278
−HK$6,967/mo
Today · 4.125%
HK$234,245
baseline
▲ 0.50% · 4.625%
HK$248,498
+HK$14,253/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$468,490/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,217
−HK$13,249/mo
▼ 0.25% · 3.875%
HK$251,794
−HK$6,672/mo
Today · 4.125%
HK$258,466
baseline
▲ 0.50% · 4.625%
HK$272,090
+HK$13,624/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$516,932/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,400
−HK$17,772/mo
▼ 0.25% · 3.875%
HK$292,215
−HK$8,957/mo
Today · 4.125%
HK$301,172
baseline
▲ 0.50% · 4.625%
HK$319,497
+HK$18,325/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$602,344/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,279
−HK$17,034/mo
▼ 0.25% · 3.875%
HK$323,735
−HK$8,578/mo
Today · 4.125%
HK$332,313
baseline
▲ 0.50% · 4.625%
HK$349,830
+HK$17,517/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$664,626/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,489 · Scale 2, in force from 26 Feb 2026)