LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,449
−HK$9,874/mo
▼ 0.25% · 3.875%
HK$162,347
−HK$4,976/mo
Today · 4.125%
HK$167,323
baseline
▲ 0.50% · 4.625%
HK$177,504
+HK$10,181/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$334,646/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,161
−HK$9,463/mo
▼ 0.25% · 3.875%
HK$179,858
−HK$4,766/mo
Today · 4.125%
HK$184,624
baseline
▲ 0.50% · 4.625%
HK$194,356
+HK$9,732/mo
Deposit HK$34.52M · loan HK$34.52M · min. income ≈ HK$369,248/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,939
−HK$11,848/mo
▼ 0.25% · 3.875%
HK$194,816
−HK$5,971/mo
Today · 4.125%
HK$200,787
baseline
▲ 0.50% · 4.625%
HK$213,005
+HK$12,218/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,574/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,193
−HK$11,356/mo
▼ 0.25% · 3.875%
HK$215,830
−HK$5,719/mo
Today · 4.125%
HK$221,549
baseline
▲ 0.50% · 4.625%
HK$233,227
+HK$11,678/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,098/mo (50% DSR)
Upfront cash ≈ HK$30.55M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,429
−HK$13,823/mo
▼ 0.25% · 3.875%
HK$227,285
−HK$6,967/mo
Today · 4.125%
HK$234,252
baseline
▲ 0.50% · 4.625%
HK$248,505
+HK$14,253/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$468,504/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,225
−HK$13,249/mo
▼ 0.25% · 3.875%
HK$251,802
−HK$6,672/mo
Today · 4.125%
HK$258,474
baseline
▲ 0.50% · 4.625%
HK$272,098
+HK$13,624/mo
Deposit HK$20.71M · loan HK$48.33M · min. income ≈ HK$516,948/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,408
−HK$17,773/mo
▼ 0.25% · 3.875%
HK$292,224
−HK$8,957/mo
Today · 4.125%
HK$301,181
baseline
▲ 0.50% · 4.625%
HK$319,507
+HK$18,326/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$602,362/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,289
−HK$17,034/mo
▼ 0.25% · 3.875%
HK$323,745
−HK$8,578/mo
Today · 4.125%
HK$332,323
baseline
▲ 0.50% · 4.625%
HK$349,840
+HK$17,517/mo
Deposit HK$6.90M · loan HK$62.14M · min. income ≈ HK$664,646/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,577 · Scale 2, in force from 26 Feb 2026)