LTV · monthly repayment
▼ 0.50% · 3.625%
HK$157,467
−HK$9,875/mo
▼ 0.25% · 3.875%
HK$162,365
−HK$4,977/mo
Today · 4.125%
HK$167,342
baseline
▲ 0.50% · 4.625%
HK$177,524
+HK$10,182/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$334,684/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,180
−HK$9,465/mo
▼ 0.25% · 3.875%
HK$179,879
−HK$4,766/mo
Today · 4.125%
HK$184,645
baseline
▲ 0.50% · 4.625%
HK$194,378
+HK$9,733/mo
Deposit HK$34.53M · loan HK$34.53M · min. income ≈ HK$369,290/mo (50% DSR)
Upfront cash ≈ HK$37.46M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,960
−HK$11,850/mo
▼ 0.25% · 3.875%
HK$194,838
−HK$5,972/mo
Today · 4.125%
HK$200,810
baseline
▲ 0.50% · 4.625%
HK$213,029
+HK$12,219/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$401,620/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,217
−HK$11,357/mo
▼ 0.25% · 3.875%
HK$215,854
−HK$5,720/mo
Today · 4.125%
HK$221,574
baseline
▲ 0.50% · 4.625%
HK$233,253
+HK$11,679/mo
Deposit HK$27.62M · loan HK$41.43M · min. income ≈ HK$443,148/mo (50% DSR)
Upfront cash ≈ HK$30.56M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,454
−HK$13,824/mo
▼ 0.25% · 3.875%
HK$227,311
−HK$6,967/mo
Today · 4.125%
HK$234,278
baseline
▲ 0.50% · 4.625%
HK$248,533
+HK$14,255/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$468,556/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$245,253
−HK$13,250/mo
▼ 0.25% · 3.875%
HK$251,830
−HK$6,673/mo
Today · 4.125%
HK$258,503
baseline
▲ 0.50% · 4.625%
HK$272,129
+HK$13,626/mo
Deposit HK$20.72M · loan HK$48.34M · min. income ≈ HK$517,006/mo (50% DSR)
Upfront cash ≈ HK$23.65M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,441
−HK$17,774/mo
▼ 0.25% · 3.875%
HK$292,257
−HK$8,958/mo
Today · 4.125%
HK$301,215
baseline
▲ 0.50% · 4.625%
HK$319,543
+HK$18,328/mo
Deposit HK$6.91M · loan HK$62.15M · min. income ≈ HK$602,430/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$315,325
−HK$17,036/mo
▼ 0.25% · 3.875%
HK$323,782
−HK$8,579/mo
Today · 4.125%
HK$332,361
baseline
▲ 0.50% · 4.625%
HK$349,880
+HK$17,519/mo
Deposit HK$6.91M · loan HK$62.15M · min. income ≈ HK$664,722/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$2,934,911 · Scale 2, in force from 26 Feb 2026)